Compare : Axis Neo Credit Card vs HDFC Diners Club Black Metal Edition Credit Card

100% cashback of up to Rs. 300 on the first utility bill payment done within the first 30 days of card issuance

Complimentary memberships of Club Marriott, Amazon Prime and Swiggy One

1 EDGE reward point per Rs. 200 spent, redeemable against products available in the EDGE Rewards Catalogue

5 reward points for every Rs. 150 spent

Up to 10X reward points on SmartBuy and 2X rewards on weekend dining

1 reward point = Rs. 1 for flight & hotel bookings at SmartBuy

1 reward point = Up to Rs. 0.50 against product catalogue

1 reward point = Rs. 0.30 for cashback redemption against statement balance

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Unlimited airport lounge access for primary and add-on card members

Up to 40% off on online spends made on partner platforms

Hassle-free value-back program of direct discount on multiple platforms, like Zomato, Blinkit, BookMyShow, Myntra, etc.

Savings worth up to Rs. 500 every month on dining bills

Low card annual fee

3.33% value-back across all spending categories

1:1 reward redemption against some of the leading airlines and hotels

Unlimited domestic and international lounge visits for primary and add-on user

6 complimentary golf games per quarter

Multiple complimentary memberships

Low forex mark-up fee of 2%

Low reward points earning rate on card spends

Capping on discount benefits offered on online spends

Complimentary annual memberships will be renewed only on spending Rs. 8 Lakh or more in a year

Though forex mark-up fee of 2% is lower than the general 3.5% charged on most cards, it could have been lower, considering the card’s premium status

Frequent online shoppers looking for a credit card offering co-branded discounts at a minimal annual fee

High spenders who put most of their travel-related and other spends on their card, and want an all rounder credit card