Compare : IndusInd Bank Avios Visa Infinite Credit Card vs Emirates Skywards ICICI Bank Sapphiro Credit Card

Bonus 20,000 Avios after the payment of the joining fee

Complimentary Emirates Silver Tier Membership

5,000 Skywards Miles on the payment of joining fee

6 Avios for every Rs. 200 spent at select preferred international destinations for PoS transactions

5 Avios for every Rs. 200 spent on Qatar Airways & British Airways website and app

3 Avios per Rs. 200 spent on online spends on select preferred international destinations, domestic & other international destinations and other categories

1 Avios per Rs. 200 spent on utilities, insurance, govt. services and education

2 Skywards Miles on every Rs. 100 spent

1 Skywards Mile on every Rs. 100 spent on insurance & utility

Complimentary Priority Pass membership with 2 international lounge visits per calendar quarter and 2 complimentary domestic lounge visits per calendar quarter

2 domestic lounge visits per quarter & 2 international lounge visits every year

Flexibility to choose between multiple airlines

Accelerated reward points on preferred travel destination

Bonus Avios points via renewal and milestone benefits

Direct discount on flight bookings

Complimentary Emirates Silver Tier Membership

Up to 10,000 Skywards Miles as joining & milestone benefits

Redeem Skywards Miles for flight upgrades & award flights

Discounts on movie ticket bookings via BookMyShow

High spend threshold for milestone benefits

Limited domestic travel benefits

High joining fees

Limited redemption options

Low forex markup fee only at selected locations

No option for an annual fee waiver

Low reward rate on utility & insurance spends

Spend-based lounge access benefits

High forex markup fee of 3.5%

Frequent travellers who prefer to travel with Qatar Airways or British Airways and want an airline credit card with a low forex markup fee

Frequent Emirates flyers who want to earn Skywards Miles on their spends