Compare : Axis Atlas Credit Card vs Axis Bank Horizon Credit Card

2,500 EDGE Miles on first transaction within 37 days of card setup

5,000 EDGE Miles on making the first transaction of min. Rs. 1,000 within 30 days of card issuance

1,500 bonus EDGE Miles as renewal bonus

5 EDGE Miles per Rs. 100 spent on travel on cumulative travel spends of Rs. 2 Lakh in a month

2 EDGE Miles per Rs. 100 spent on travel spends after reaching cumulative travel spend value of Rs. 2 Lakh in a month

2 EDGE Miles per Rs. 100 spent across other categories

1 EDGE Mile = Rs. 1

5 EDGE Miles per Rs. 100 spent on Travel EDGE portal or direct airline websites/counters

2 EDGE Miles per Rs. 100 spent on other categories

1 EDGE Mile = 1 Travel Partner Point

Redeem EDGE Miles against Partner Miles, Travel EDGE bookings, rewards catalogue, or shopping

Up to 12 international lounge visits in a year and up to 18 domestic lounge visits every year, on spending Rs. 50,000 or more in the previous quarter

8 visits to international airport lounges (2 per quarter), 32 to domestic lounges via Visa Signature cards (8 per quarter), and 24 to domestic lounges via Mastercard® World cards (6 per quarter), every year

1:2 redemption value against partner airline and hotels

Accelerated reward benefits (2.5X EDGE Miles) on travel spends

Milestone benefits of up to 10,000 EDGE Miles every year

Decent number of international and domestic lounge visits

Good redemption ratio of up to 1:1

High number of complimentary airport lounge visits

Welcome benefit surpass the joining fee

Accelerated rewards on travel bookings also include spends at direct airline websites/counters

Decent return via base reward rate

High forex markup fee of 3.5%

Complicated tier-based benefit structure

High annual fee of Rs. 5,000

Reward points cannot be redeemed against cashback

No milestone benefits

No annual fee waiver option

Exclusion of some everyday transactions from reward program

Grouping of travel partners with low limit to partners in Group A

No concessional forex markup fee

Frequent travellers who put maximum spends on their credit cards and would be able to reach the spending milestones

Those who are frequent travellers and want a card with accelerated rewards on travel spends with an option to redeem them for travel bookings.