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2,500 EDGE Miles on first transaction within 37 days of card setup

Complimentary Swiggy One & MMT Black Elite memberships

Free gift voucher worth Rs. 2,500

5 EDGE Miles per Rs. 100 spent on travel on cumulative travel spends of Rs. 2 Lakh in a month

2 EDGE Miles per Rs. 100 spent on travel spends after reaching cumulative travel spend value of Rs. 2 Lakh in a month

2 EDGE Miles per Rs. 100 spent across other categories

1 EDGE Mile = Rs. 1

4 reward points on every Rs. 150 spent

20 reward points on every Rs. 150 spent at Marks & Spencer, Myntra, Reliance Digital, Nykaa

1 Reward Point = Up to Rs. 0.65

Up to 12 international lounge visits in a year and up to 18 domestic lounge visits every year, on spending Rs. 50,000 or more in the previous quarter

12 complimentary lounge access within India and 6 complimentary lounge access per calendar year outside India

1:2 redemption value against partner airline and hotels

Accelerated reward benefits (2.5X EDGE Miles) on travel spends

Milestone benefits of up to 10,000 EDGE Miles every year

Decent number of international and domestic lounge visits

5X rewards on Nykaa, Myntra, Marks & Spencer, and Reliance Digital

Rewards on generally-excluded categories like insurance, utilities and education

Multiple redemption options with good redemption value

Travel benefits like Priority Pass Membership, complimentary lounge access, flight vouchers, etc.

Vouchers worth Rs. 16,000 in a year as milestone benefits

Low foreign exchange mark-up fee of 2%

High forex markup fee of 3.5%

Complicated tier-based benefit structure

High annual fee of Rs. 5,000

Reward points cannot be redeemed against cashback

Accelerated earning is limited to select brands only

Low redemption value on product/voucher purchase and cash conversion

High spending threshold to make the most of milestone benefits=

Frequent travellers who put maximum spends on their credit cards and would be able to reach the spending milestones

People looking for an all-rounder credit card with inclined benefits on travel and partnered shopping brands like Marks & Spencer, Myntra, Nykaa, etc.