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Talk to Expert
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Call Us: 1800 570 3888
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Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
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You are comparing
American Express® Platinum Travel Credit Card
American Express SmartEarn™ Credit Card
₹ 5,000
₹ 5,000
NA
₹ 495
₹ 495
Waived off on spending Rs. 40,000 and above in the previous year of card membership
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10,000 Membership Rewards Points on spending Rs. 15,000 within the first 90 days
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Redeem Membership Rewards Points for Flipkart voucher or Pay with Points option in American Express® Travel Online platform worth Rs. 3,000
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Rs. 500 cashback as a welcome gift on spending Rs. 10,000 in the first 90 days of card membership
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1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS
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10X Membership Rewards® Points on Zomato (capped at 500 points per month per card account)
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10X Membership Rewards® Points on Flipkart, Myntra, Blinkit, Uber, Nykaa, Ajio, PVR, BookMyShow (capped at 500 points per month per card account)
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5X Membership Rewards® Points on every Rs. 50 spent on Amazon and Paytm Wallet (capped at 250 points per month per card account for both the merchants combined)
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1 Membership Rewards® Point for every Rs. 50 spent on other categories, except for fuel, insurance, utilities, cash transactions and EMI conversion at the point of sale
8 complimentary visits per year (2 per quarter) to airport lounges across India & Priority Pass membership
NA
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Redemption of reward points against travel bookings
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Milestone benefits worth up to Rs. 22,000
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Complimentary lounge access and Priority Pass membership
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10X reward points on popular brands like Myntra, Amazon, Uber, etc.
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Complimentary vouchers worth Rs. 1,500 as milestone benefits
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Welcome benefits equivalent to the Rs. 500 joining fee
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Renewal fee waiver on annual spends of Rs. 40,000
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No reward points offered on fuel, insurance, utilities, cash transactions & EMI conversions
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No complimentary international lounge visits
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Capping on accelerated reward points earning
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No reward points on fuel, insurance & utility spends
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Low base reward rate of 1 point per Rs. 50 spent
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High forex markup fee of 3.5%
People who frequently travel and want to avail benefits in the form of complimentary lounge access and reward points
People who frequently shop online and are looking for a low annual fee credit card with rewards benefits