Compare : American Express® Platinum Travel Credit Card vs American Express Membership Rewards® Credit Card

10,000 Membership Rewards Points on spending Rs. 15,000 within the first 90 days

Redeem Membership Rewards Points for Flipkart voucher or Pay with Points option in American Express® Travel Online platform worth Rs. 3,000

4,000 Membership Rewards Points on joining fee payment & on spending Rs. 15,000 within the first 90 days

1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS

1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS

Redeem the earned rewards for vouchers of top brands against the 18 Karat & 24 Karat Gold Collection

8 complimentary visits per year (2 per quarter) to airport lounges across India & Priority Pass membership

NA

Redemption of reward points against travel bookings

Milestone benefits worth up to Rs. 22,000

Complimentary lounge access and Priority Pass membership

Welcome benefits equivalent to the Rs. 1,000 joining fee

Reward points redemption against multiple brand vouchers

Exclusive access to 18 & 24 Karat Gold Collection for reward redemption

Renewal fee waiver on annual spends of Rs. 1.5 Lakh

Bonus reward points on first year card renewal

No reward points offered on fuel, insurance, utilities, cash transactions & EMI conversions

No complimentary international lounge visits

No reward benefits on fuel, insurance & utility spends

Low base reward rate of 1 point per Rs. 50 spent

People who frequently travel and want to avail benefits in the form of complimentary lounge access and reward points

People who want to earn rewards and prefer to redeem them against popular brands like Flipkart, Amazon, Myntra, etc.