Compare : American Express® Platinum Reserveˢᵐ Credit Card vs Standard Chartered Platinum Rewards Credit Card

11,000 Membership Rewards Points on 1st year’s annual fee payment & on spending Rs. 30,000 within the first 90 days

Complimentary Taj Epicure, Zomato Gold (1 year), Accor Plus Silver Tier, and EazyDiner Prime memberships

NA

1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS

Redeem Rewards Points for 500+ options across travel, dining, accessories & more

5 reward points for every Rs. 150 spent on dining and fuel

1 reward point for every Rs. 150 spent on other categories

12 domestic and 2 international airport lounge visits per year (3 per quarter) & Priority Pass membership

NA

Complimentary hotel & dining memberships

Complimentary movies/online shopping voucher worth Rs. 1,000 every month

Up to 24 complimentary golf rounds every year

12 complimentary domestic lounge visits every year

5X reward points on dining and fuel spends

No monthly capping on accelerated reward points

Instant approval without any documentation

Joining fee waiver with easily achievable spend threshold

High annual fee of Rs. 10,000 plus applicable taxes

Low reward rate of 1 point per Rs. 40 spent

High forex markup fee of 3.5%

Only 2 international lounge visits per year

Low base reward rate on spends other than dining & fuel

Low reward redemption value of Rs. 0.25 per point

No travel and lifestyle related benefits

People looking for a premium credit card with all-round benefits

Consumers who frequently dine out and want to earn good value-back through reward points