Compare : American Express® Platinum Card vs HSBC TravelOne Credit Card

Vouchers of up to Rs. 60,000 from Taj, Reliance or Postcard Hotels on spending Rs. 50,000 in first 2 months

Complimentary Times Ace Membership, offering access to Disney+ Hotstar, Amazon Prime Lite & more

Cashback of Rs. 1,000, Postcard Hotels voucher of Rs. 3,000 and 3 months EazyDiner Prime membership on spending Rs. 10,000 in the first 30 days

3,000 bonus reward points on spending Rs. 1 lakh within the first 90 days

1 Membership Rewards Point per Rs. 40 spent

3X Membership Rewards Points on all international spends

5X Membership Rewards Points on every purchase through Reward Multiplier

Pay with points or redeem from over 500 options on the reward redemption portal

4 reward points on every Rs. 100 spent on flights, travel aggregators, and in foreign currency

2 reward points on every Rs. 100 spent on other spending categories

1 Reward Point = 1 Air Mile or Hotel Point

Access to 1,200+ airport lounges across the globe, like American Express lounges, Priority Pass lounges, Escape lounges, The Centurion Lounge, etc.

6 complimentary visits to domestic and 4 to international lounge access per year

Complimentary memberships to over 5 premium hotel loyalty programs

Unlimited access to multiple lounge access programs

Exclusive discounts and offers on leading airlines

Unlimited complimentary golf games and lessons

Flexible spending with no pre-set credit limit on the charge card

Accelerated rewards on travel spends with up to 12% value-back

1:1 conversion ratio of rewards to airmiles or hotel points

Up to 15% discount across some of the most popular travel platforms

Complimentary golf rounds and green fee offers

Very high annual fee of Rs. 66,000 plus applicable taxes

High forex markup fee of 3.5%

Low reward rate of 1 point per Rs. 40 spent

High forex mark-up fee of 3.5%

Welcome benefits come with spend-based conditions

Redemption of the accrued reward points is limited to just travel partner points or miles

People who frequently travel and are ready to pay a very high annual fee

Frequent travellers looking for all-round travel benefits and a high value-back on travel spends