Category: Mutual Funds

Balanced Funds as sub category of mutual funds have witnessed significant inflows this year and now account for 50% of net mutual fund investments made since 1st January 2017, according to an Economic Times (ET) report. This seems to be in line with the observation that since the demonetization announcement in November 2016, mutual funds […]

In my last article, I had discussed Direct Plans and their benefits. In today’s article I will continue with Direct Plans but only this time I will explain to you how to invest in them and convert your existing funds into Direct Plans. How to invest in a direct plan Contact an AMC or a […]

Mutual fund investments in India are on the rise and there’s no denying in this. In fact, recently released AMFI (Association of Mutual Funds in India) data has shown that AUM of all mutual fund companies in India across all fund categories cumulatively grew 29.13% year on year between September 2016 and September 2017. Some […]

When we think of the advantages of investing in mutual funds, we think of portfolio diversification, high affordability (with minimum investment as low as Rs 500), high liquidity, rupee cost averaging and professional management. But mutual funds can be classified into various categories and sub-categories – each having their own set of advantages and disadvantages. […]

When it comes to generating savings and making investments, there are plenty of schemes out there for you to choose from including mutual funds, fixed deposits, stocks, and bonds, etc. Among these, mutual fund investments have emerged as one of the most popular routes in recent times. These schemes are often classified on the basis […]

Equity Linked Savings Schemes or ELSS schemes as it is popularly known are Tax Saver equity mutual Funds which invest in a diversified portfolio of stocks with the objective of generating capital appreciation for investors over a long investment horizon. Investors can get a tax deduction of up to Rs 150,000 from their taxable income […]

Debt funds have been traditionally considered as low risk investment avenues in India. Risk-averse investors have considered debt mutual funds as a substitute to fixed deposits. However, no mutual fund is ever completely independent of risks—we can merely ‘limit’ them.   There are primarily two types of risks that are involved. One is the ‘duration […]