How to check if there’s an active loan on your PAN card?

Monitoring your credit report regularly is one of the essential steps towards building good financial health. Since all your loan...

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4.5_/5

15.6L Reviews

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800+Cities across India

Why Check Credit Score on Paisabazaar ?

Check Credit Score from All 4 Bureaus

Track Credit Score Seamlessly Every Month

Read Credit Report in Multiple Languages

How to check for active loans in credit reports using PAN?

Your PAN card is one of the important documents that you need to submit when applying for a loan or a credit card. Active loans linked to your PAN card are reflected in your credit report. You can access your credit report through any of the major credit bureaus, such as TransUnion CIBIL, Experian, Equifax and CRIF High Mark.

There are primarily two ways to check your credit report:

Through credit bureau websites:

Go to official website of any credit bureau
Sign up/log in using your personal details and PAN
Download and access your credit report
Go to the ‘Loan/Account details’ section.
Check all the active loans linked to your PAN.

Through Paisabazaar app or website

Visit paisabazar app or website.
Click on ‘Credit score’ option
Below the score meter, selct ‘Download Report’ .
Choose the credit bureau whose report you want to view
Select month and preferred language, then click on ‘Download report’
Go to the loan details section on your report to find active loans linked to your PAN card.

How to remove a wrong loan entry from a credit report?

If you notice an incorrect loan entry in your credit report, you can raise a dispute either with the lender or directly through any credit bureau website.

To raise a dispute on the credit bureau’s portal, follow these steps given below:

Step 1: Visit the official website of the credit bureaus website and login.
Step 2: Access your credit report and identify the incorrect loan entry
Step 3: Select the dispute option and mention the error along with the correct information
Step 4: Provide all relevant details and upload supporting documents (if required)
Step 5: Submit the application form.

After submission, you will receive a dispute ID. You can use this IF to track the status of your request.

How to Check CIBIL Score for Free with Paisabazaar?

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the credit score purpose and credit score amount

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How to Check CIBIL Score for Free with Paisabazaar?

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the credit score purpose and credit score amount

Apply Now

FAQs

Since PAN is linked for almost every financial transaction, you can identify any unauthorized loan by checking your credit report.

Tracking loans linked to your PAN helps you maintain financial health and detect any fraudulent or incorrect entries early.

No, checking loans linked to your PAN card does not affect your credit score. Accessing your own credit report is considered a soft enquiry, which does not affect your score.