| Interest Rate | 8.75% p.a. onwards |
| Loan Tenure | Up to 15 years |
| Processing Fees | 0.50% onwards of the loan amount plus applicable charges |
Sammaan Capital Home Loan
Sammaan Capital Limited (formerly known as Indiabulls Housing Finance Limited) offers home loans starting @ 8.75% p.a. for tenures up to 15 years and loan amounts of up to 90% of the property’s value. It also offers home loan balance transfer facility to existing borrowers of other banks and HFCs. Sammaan Capital Limited offers a rural home loan scheme to provide affordable housing loans to rural and semi-urban residents.
Competitive Interest Rates
Starting 7.40% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required

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Paisabazaar Exclusive Benefits
Competitive Interest Rates
Starting 7.40% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required

Home Loan EMI Calculator
Your Monthly EMI Payment
Find Best Home Loan Offers
Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Sammaan Capital Home Loan Highlights
Sammaan Capital Home Loan Interest Rates
| Loan Products | Interest Rate (p.a.) |
|---|---|
| Regular Home Loans | 8.75% - 15% |
| Loan Against Property | 9.75% - 17% |
Compare Home Loan Interest Rates for Top Banks & HFCs
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Sammaan Capital Home Loan Processing Fees & Charges
| Processing Fee | 0.50% onwards of the loan amount |
| Foreclosure statement charges | Rs. 500 |
| List of Documents | Rs. 1000 |
| Cheque/NACH Dishonour Charges | Rs 500 (home loan) |
| Late Payment Charges | 24% p.a. on outstanding EMI |
| PDC/ECS Swapping Charges | NIL |
| Charges for account statement/amortization schedule | Rs 200 |
| Registration Charges for borrower’s ECS mandate | NIL |
| Income tax certificate in home loans | NIL |
| ROI Switch Fee Home Loan | As per Standard Switch Grid as available on request |
| Database admin fee | Rs 650 |
| Compliant handling charges | NIL |
| Retrieval Charges for copies of loan | Rs. 750 |
| Stamping Charges | As per Actuals |
Also Read: Processing Fee for Home Loans charged by various lenders
Types of Sammaan Capital Home Loan
Home Loan Balance Transfer
Purpose: Home loan balance transfer facilitates transfer of existing home loan from other banks and HFCs to Indiabulls at lower interest rates
Instant Home Loans
Purpose: This is a special home loan scheme offered to home loan applicants tailored to suit their needs
Rural Home Loan
Purpose: Affordable home loans for rural/semi-urban areas
Home Renovation Loan
Purpose: Consumers can avail home renovation loan for renovating the existing home as per their own comfort, aspirations and taste
Tenure: Up to 15 years
Home Extension Loan
Purpose: Home extension loans are offered for making extension to already existing home property
Home Loan for NRIs
Purpose: For purchase and construction of residential property by NRI applicants
Tenure: Up to 15 years
Top-up Home Loan
Purpose: Home loan top-up scheme are additional loans offered on existing home loan during the loan tenure
Pradhan Mantri Awas Yojna
Purpose: To avail Credit Linked Subsidy Scheme introduced by the Central Government to provide “Housing for All” for Economically Weaker Sections, MIG-I and MIG-II for purchase/construction/extension/improvement of homes
Sammaan Capital Home Loan Eligibility Criteria
Indiabulls may also consider the credit score and monthly income of its applicants while evaluating Indiabulls home loan eligibility.
Documents Required for Sammaan Capital Housing Loan
The common set of documents required to apply for Indiabulls Home Loans are:
For Salaried: Salary slips for last 3 months, Form 16, ITR and statement of bank account
For Self-Employed: ITR for 2 years with financial statements, bank statement for last 6 months, qualification proof and Gumasta license
For BSF Customer: Last 3 months salary slip, Form 16 for last 2 years and confirmation certificate/service certificate for benefit of this scheme
For Merchant Navy/NRI: Rent agreement with utility bill up to 3 months old if staying on rent, passport, salary slip for last 6 months, contract copy for last 3 years, Form 16 for last 2 years with income computation, Continuous Discharge Certificate, Bank statement for 1 year for NRE/NRO account
Also know about the home loan documents required
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
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