Bajaj Finance Pre-Approved Insta Personal Loan

Name: Bajaj Finance Pre-Approved Insta Personal Loan
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Bajaj Finserv offers pre-approved personal loans @ 16% p.a. onwards for loan amounts of up to Rs 15.50 lakh and for tenures of up to 8 years. Bajaj Finserv Insta pre-approved personal loan can be used for vacations, higher education, wedding, emergency, home renovation projects, etc.

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Get up to ₹1,000*

Voucher on disbursal

Valid till 15^th November '25

Valid till 15^th November '25*T&C Apply

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Paisabazaar Exclusive Benefits

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Find Best Personal Loan Offers

Sort by:

HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Bajaj Finance Insta Personal Loan Highlights

Interest rate	16%-31% p.a.
Loan amount	Up to Rs 15.50 lakh
Repayment tenure	1 year to 8 years
Processing fee	Up to 3.93% of the loan amount

Bajaj Finance Insta Personal Loan Interest Rates

Bajaj Finance Insta Personal Loan interest rates for pre-approved individuals start from 16% p.a. While Bajaj Finance has not disclosed the differential interest rates for those who qualify for its pre-approved personal loans, lenders usually consider job profile, monthly income, credit score, employer’s profile, etc. of their pre-approved personal loans applicants for setting their personal loan interest rates.

Insta Personal Loan Processing Fees & Other Charges

Processing Fees	3.93% of the loan amount
Prepayment Charges	Full Prepayment - 4.72% on the outstanding loan amount as of the date of full prepayment (foreclosure is allowed only payment of the first EMI)
Prepayment Charges	Part Prepayment – 4.72% of the principal outstanding
Bounce Charges	Rs 700 per bounce
Penal Interest	Up to 36% p.a. per instalment from the due date until the date of receipt of the full instalment is made
Stamp Duty	As per actuals
Annual Maintenance Charges	Not applicable
Documentation Charges	Not applicable

Bajaj Finance Pre-Approved Personal Loan Eligibility Criteria

Bajaj Finance Insta Personal Loan is offered to both salaried and self-employed individuals aged 21 to 80 years. Unlike other Bajaj Finance Personal Loan schemes, Bajaj Finance has not set any specific eligibility criteria for its pre-approved personal loan. However, most lenders offer their pre-approved personal loans to select customers based on their credit score, occupation, income, employer’s profile, etc.

Prospective personal loan applicants can check their eligibility for a Bajaj Finance pre-approved personal loan by visiting its 'Bajaj Finance Insta Personal Loan' website and clicking on 'Check Offer'. They would need to share the basic details such as name, mobile number and OTP. The NBFC claims to disburse pre-approved personal loans within 30 minutes to 4 hours of application.

Avail Personal Loan For
All Your Needs

Documents Required for Bajaj Finance Pre-Approved Personal Loan

Bajaj Finance disburses Insta Personal Loan without or with minimal documentation to its selected customers. However, NBFC may ask to submit additional documents for availing of Bajaj Finance pre-approved personal loan:

KYC documents such as Passport, Aadhaar, Voter's ID, Driving License, NREGA job card
Employee ID Card
PAN Card
Bank account statements of the last 3 months
Salary slips for the last 3 months.
Photograph

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan For
All Your Needs

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What our customers say

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency & need funds instantly I applied for loan at Paisabazaar & see I have a pre approved offers & apply to it & amount disbursed in 48 hours thanks to paisabazaar teams

Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn't know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

Priyanka SharmaOct 15, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

Vivaan ShahSep 24, 2025

Loan Approved in on day

I confused between HDFC & Axis personal loans, but Paisabazaar showed me all the offers side by side. I apply in 10 minutes and got approval the next day!

Rahul MehtaSep 23, 2025

Personal loan mila yahaan se

Mujhko personal loan mila yahaan se bina koi dikkat hue. Maine toh online apply kiya aur 3 lakh ka loan mila 2 saal ke liye.

Pankaj SinhaSep 22, 2025

View All Testimonials

Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Bajaj Finance Pre-Approved Insta Personal Loan

Paisabazaar Exclusive Benefits

Find Best Personal Loan Offers

How Can I Apply for a Personal Loan Online?

Bajaj Finance Insta Personal Loan Highlights

Bajaj Finance Insta Personal Loan Interest Rates

Insta Personal Loan Processing Fees & Other Charges

Bajaj Finance Pre-Approved Personal Loan Eligibility Criteria

Documents Required for Bajaj Finance Pre-Approved Personal Loan

How Can I Apply for a Personal Loan Online?

Personal Loan Articles

What our customers say

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