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Apply 50000 Personal Loan

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Instant Approval

for a 50,000 personal loan

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Interest Rates

Starting from 9.98% p.a.

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100% Digital

with no physical paperwork.

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Bank-grade security

with RBI-approved lenders and no spam calls.

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

50,000 Personal Loan - Key Details

Interest Rate Depending on the credit profile
Loan Tenure Usually up to 1 year
Processing fee May range up to 4% of the loan amount

Personal Loan Interest Rates for 50000

Borrowers looking for a Rs. 50,000 personal loan can benefit from competitive personal loan interest rate starting 9.98% p.a. Additionally, flexible EMI options fitting well within the budget, transparent fee structure and no hidden charges allow them to borrow with confidence and repay comfortably.

Best Apps for 50,000 Instant Loan

Paisabazaar is one of the best loan apps offering a personal loan of Rs. 50,000. Check out the features of Paisabazaar to know why it is a good option:

  • Allows comparison of offers from multiple lenders in one place.
  • Free credit score check available.
  • Curated offers based on your credit profile.
  • Pre-approved offers available.
  • Higher chances of approval.
  • Loan details, such as, interest rates, loan tenure, EMIs, processing time, etc. mentioned in the app for multiple lenders.

Banks Offering Rs. 50,000 Personal Loan

Bank/NBFCInterest Rates (% p.a.)Processing Fees
Aditya Birla Finance10.99 onwardsUp to 4%
Axis Bank9.99 onwards*Up to 2%
Bank of Baroda10.15-18.00Up to 2% (Max. Rs. 10,000)
Bajaj Finance Limited10.00-30.00Up to 3.93%
Bank of India10.85-16.15Up to 1% (Min. Rs. 250; Max. Rs. 15,000)
Bank of Maharashtra8.75-13.55Up to 1% (Max. Rs. 10,000)
Canara Bank9.70-15.15Up to 0.5% (Max. Rs. 5000)
Central Bank of India9.85-11.65Up to 1%
Cholamandalam IFC10.00-28.004% - 6%
Dhani Loans & Services Ltd.13.99 onwards3% onwards
Federal Bank12.00 - 22.50*Up to 2%
HDB Financial Services10.00 - 35.00Up to 5.90%
HDFC Bank9.99 onwardsUp to Rs 6,500
Hero FincorpUp to 30*2.3% - 3%
HSBC Bank9.75 onwardsUp to 2%
ICICI Bank9.99 onwardsUp to 2%
IDFC FIRST Bank9.99 onwardsUp to 2%
IIFL Finance12.00 - 28.002% - 9%
Indian Overseas Bank10.25 onwardsUp to 0.75%
IndusInd Bank10.35 onwards*Up to 3.5%
Kotak Mahindra Bank9.98 onwards*Up to 5%
L&T Finance11.00 onwardsUp to 3%
Mahindra Finance8.00 - 25.002% of loan amount or Rs. 5,000, whichever is lower
Mannapuram Finance18.00 - 24.001% of loan amount
Moneyview14.00 onwards2% onwards
Muthoot Finance13.50 onwardsVaries for each application
Piramal Finance12.14 onwardsUp to 5%
Poonawalla Fincorp9.99 onwardsUp to 3%
Punjab & Sind Bank9.60-13.850.50% - 1%
Punjab National Bank10.25-16.80Up to 1%
Shriram Finance11.00 onwardsUp to 5%
Tata Capital10.99 onwardsUp to 3.5%
UCO Bank9.95 - 13.20Up to 1% (Min. Rs. 750)
Union Bank of India8.75 - 12.55Up to 1% (Max. Rs. 7,500)

*Paisabazaar special rates


Note: Rates as of 1st June 2026

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Personal Loan EMI Calculator for Rs. 50,000 Personal Loan

A personal loan EMI calculator is a financial tool available online to calculate the EMI and total interest cost payable over the loan tenure. All you need to do is enter the loan amount, interest rates and loan tenure and get instant results. Individuals can use the Personal Loan EMI Calculator available on Paisabazaar and assess their loan affordability, thereby, making informed decisions.

50,000 Personal Loan EMI for Up to 5 Years

Loan Tenure EMI (Approx.) Total Interest Payable Total Amount Payable
1 Year (12 Months) ₹4,395 ₹2,735 ₹52,735
2 Years (24 Months) ₹2,307 ₹5,360 ₹55,360
3 Years (36 Months) ₹1,614 ₹8,104 ₹58,104
4 Years (48 Months) ₹1,268 ₹10,865 ₹60,865
5 Years (60 Months) ₹1,061 ₹13,671 ₹63,671

Note: EMI values are approximate and calculated at an interest rate of 9.98% p.a. Actual EMI may vary depending on the lender's interest rate, processing fees, and loan terms.

Rs. 50,000 Loan Eligibility - No Salary Slip Options

Below-mentioned is the eligibility criteria for individuals availing a personal loan of Rs. 50,000:

  • Age: 21 - 60 years
  • Job profile: Salaried and self-employed
  • Credit score: Preferably 760 and above
  • Work experience: Mostly,1 year
  • EMI/NMI ratio: Below 55%
  • Monthly Income: Minimum Rs. 15,000 per month

 

Individuals not having a formal income proof are also eligible for personal loan of Rs. 50,000. Such applicants can submit their latest bank statements and recent ITRs during personal loan application.

Rs. 50,000 Emergency Loan - How to Get in 24 Hours

  • Digital lending has enabled quick loan disbursal in a few hours with minimal to no documentation.
  • Prospective borrowers can avail a personal loan of Rs. 50,000 instantly to meet their emergency needs, such as, medical emergency, immediate funds for wedding, urgent home renovation, etc.
  • Most lenders offer pre-approved personal loans to their select existing customers having a strong credit profile, with instant loan disbursal in as less as few minutes to a few hours.

Rs. 50,000 Personal Loan Without CIBIL Score

  • New-to-credit customers usually find it challenging to avail a personal loan due to no credit history.
  • Most banks and NBFCs are usually reluctant to offer personal loans to first time borrowers due to high credit risk involved.
  • Individuals without a CIBIL score can visit major fintech platforms including Paisabazaar for personal loans.
  • Such applicants are offered higher interest rates.

Documents Required During Loan Application

Below-mentioned are the important documents required during the application of personal loan of Rs. 50,000:

  • ID proof - Aadhaar card, PAN card, voter ID, driving license, passport.
  • Address proof - Utility bills (telephone bills, electricity bills, gas bills), Aadhar card, voter ID, passport.
  • Salary slips for the last 3 months.
  • Banks statements for the last 6 months.
  • Recent ITRs for the last 2 years.

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

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Avail Personal Loan for
All Your Needs

FAQs

Which app gives Rs. 50000 instant loan without documents?

What is the EMI of Rs. 50000 loan @ 10% p.a. for 12 months?

Can I get Rs. 50000 loan without CIBIL score?

What is the minimum salary for Rs. 50,000 personal loan?

Can I get Rs. 50,000 emergency loan in 24 hours?

Is Rs. 50,000 loan available without salary slip?

Which bank gives Rs. 50,000 loan at lowest interest rate?

Can a student get Rs. 50,000 personal loan?

What documents are needed for Rs. 50,000 instant loan?

Is there a Rs. 50000 loan without interest in India?

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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Anubhuti Agrawal profile
Written ByLinkedIn icon
Anubhuti Agrawal
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001

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