Rs 50,000 Personal Loan

Personal Loans for Rs 50,000 can be used for any personal purposes such as wedding, travel, higher education, home renovation,...

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Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

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15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

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Valid till 31^st March '26 *T&C Apply

Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

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Google Play Store

4.5_/5

15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Calculate Your Personal Loan EMI

Select Your Bank

Enter Loan Amount

₹

50K50L

Rate of Interest (Yearly %)

8%30%

Loan Tenure

1Y 10Y

Your Monthly EMI Payment

₹0

Principal Amount₹0

Interest Amount₹0

Total Amount₹0

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

ICICI Bank

100% Digital Process*Quick Disbursal

Max Loan Amt.Upto ₹25L

Rate of Interest11% - 13%

Tenure upto1-5 Years

Processing FeeUpto 2%

Axis Bank

Low Processing fee

Max Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

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Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Interest Rates on Rs 50000 Loan

The interest rates for personal loans for Rs 50,000 usually start from 9.98% p.a. onwards and tenures can go up to 5 years. But some public sector banks may offer personal loans at lower interest rates and for longer tenures. The final interest rates offered on personal loans of Rs 50,000 would depend on the credit score, monthly income, employer’s profile, job profile, etc.

Eligibility Criteria for Rs 50,000 Personal Loan

Here’s the list of general personal loan eligibility criteria considered by most personal loan lenders:-

Age: 18 to 60 years
Credit Score: 750+ is usually preferred
Income:
- Salaried: Minimum net monthly income Rs 15,000/month
- Self-Employed: Minimum annual income Rs 3 to 5 lakh
Work Stability: Atleast 1 year in current job/business

Fees and Charges You Should Know Before Applying

Before applying for a Rs 50,000 personal loan, make sure you know the following charges levied by lenders:-

Processing Fees: Usually 0.5% to 4% of the loan amount
Prepayment and Foreclosure Charges:
- For Floating Rate: Nil
- For Fixed Rate: Usually around 2% – 5% on the principal outstanding
Late payment Charges for missed EMI payment: Usually @ 2% per month; 24% p.a.
Stamp Duty Charges: As per actuals
Loan Cancellation Charges: Usually Rs 3,000

Pre-Approved Offers at Paisabazaar

Most banks/NBFCs also offer pre-approved instant personal loans with quick disbursal to their select segment customers. At Paisabazaar, you can get pre-approved personal loan offers from top lenders like Axis Bank, Aditya Birla Capital, Hero FinCorp, IndusInd Bank, Moneyview and more. Have a look at the interest rates of pre-approved personal loans available on Paisabazaar.

Lenders	Interest Rates (p.a.)
Aditya Birla Capital	10.99% onwards
Federal Bank	12.00% onwards
Axis Bank	9.99% onwards
IndusInd Bank	10.35% onwards
Piramal Finance	12.09% onwards
Tata Capital	11.99% onwards
Hero Fincorp	19.00% onwards

Avail Personal Loan for
All Your Needs

Who Should Consider Rs 50,000 Personal Loan?

This small ticket personal loan is ideal for individuals who want a quick, unsecured loan with minimal paperwork and:-

Need funds urgently and don’t want to borrow a large amount.
Prefer fixed EMIs over using a credit card.
Don’t want to pledge any asset as collateral.

Documents Required for Your Personal Loan Application

Common Documents for all applicants:

Duly filled application form with a passport-size photograph
Identity Proof: PAN Card/Voter ID Card/Aadhaar Card/Driving License
Signature Proof
Address Proof

Additional Documents for Salaried Applicants:

Last 3 months’ salary slips
ITR/Form 16

Additional Documents for Self-Employed Applicants:

ITR for the last 2 years, along with P&L account, balance sheet and income computation for the last 2 years
Business Proof Form 26 AS, Income Tax Challan or TDS certificate (Form 16A) for income tax declared

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan for
All Your Needs

FAQs

The interest rate for Rs 50,000 personal loan starts from 9.98% p.a. However, some PSU banks may offer lower interest rates depending on the applicant’s credit profile and the lender’s policies.

Most banks disburse Rs 50,000 personal loan within 24 hours of approval.

Lenders use the Aadhaar Card as one of the KYC documents for identity and address proofs. The use of the Aadhaar Card as a KYC document allows many lenders to offer quicker loan processing and approval. However, applicants should note that even if one submits their Aadhaar Card as a KYC document, the lender would still approve their personal loan application based on the other documents submitted (like salary slips, bank statements) and credit profile.

You can avail personal loan of Rs 50,000 without submitting documents to lenders with whom you have an existing banking relationship, as they already have your documents. As many lenders have also implemented end-to-end digital processing of personal loan applications, their loan applicants may not have to submit hard copies of the required documents. All they have to do is upload the documents online during the loan application process.

To avail a personal loan of Rs 50,000 with quick disbursal, you should first check for pre-approved personal loan offers from lenders you already have an existing relationship. Next, you should visit Paisabazaar for end-to-end digital processing of loan applications and thereby, most lenders can offer personal loans with quick disbursal.

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

Abhishek ThakuraJan 14, 2026

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Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

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