Aditya Birla Personal Loan

• Aditya Birla Capital offers personal loans to salaried individuals at competitive interest rates.
• Prospective borrowers can get a loan up to Rs. 40 lakh for a tenure up to 7 years.
• Borrowers can apply for an Aditya Birla Personal loan through Pasiabazaar and get quick approval.
• The loan can be used for various purposes, including weddings, travel, education, medical expenses and more.
• Applicants can also club the income of a co-applicant to boost their eligibility.
• The NBFC has also tied up with Paisabazaar to offer pre-approved personal loans to its select customers.

• Interest Rates: 10.99% p.a. onwards
• Loan Amount: Up to Rs 40 lakh
• Tenure: Up to 7 years
• Mode: Digital, completely paperless
• Processing Fees: Up to 4% of the loan amount

• Age of the applicant
• Monthly Income of the Applicant
• Credit score  and repayment history
• Loan amount and tenure

• Be aged between 21-60 years
• Be an Indian Resident
• Be salaried or self-employed individuals
• Have a minimum monthly income of Rs 15,000
• Have a credit score of 700 or above.
• Have an active salary or savings account
• Have a strong and stable financial history and repayment track.

Also Read: How to Calculate your Personal Loan Eligibility?

• Last 3 months’ salary slips or salary certificate
• Last 3 months’ bank statement
• Adhaar, PAN Card, Passport or Voter ID for identity proof
• Utility bill, rental agreement or adhaar card for address proof

• Purpose: Aditya Birla Capital offers personal loans to salaried individuals to finance their personal requirements, such as purchase of household or electronic goods, education, wedding expenses, medical emergencies, home improvement and travel.
• Loan Amount: Up to Rs. 40 lakh
• Tenure: Up to 7 years

• Purpose: Aditya Birla Flexi Personal Loan is a Personal Loan Overdraft facility wherein the applicants can withdraw money from the loan account within the pre-determined limit based on their credit profile and report. The applicant can then make repayment as per the availability of cash flow.
• Loan Amount: Not specified
• Tenure: Up to 7 years

• Purpose: Aditya Birla Capital offers an instant personal loan with minimal documentation and an easy application process. The NBFC claims to disburse loans within a few hours of the application.
• Loan Amount: Up to Rs. 5 lakh
• Tenure: Not specified

• Step 1: Visit Paisabazaar on the web or app.
• Step 2: Enter your mobile number in the application form.
• Step 3: Fill in your personal details.
• Step 4: Enter OTP to verify your mobile number.
• Step 5: Select the loan amount and loan purpose.
• Step 6: Check and compare the personal loan offers from multiple banks/NBFCs and apply for the best-suited personal loan option.

• Compare the Aditya Birla Personal Loan offer with 30 other lenders.
• Check your eligibility, fast and easy.
• Get access to competitive interest rates.
• Enjoy end-to-end processing and instant disbursal.

• Need instant access to funds for personal or emergency expenses like medical needs, weddings, home renovation, travel, or education.
• Prefer a completely digital and hassle-free process, with minimal documentation and quick disbursal.
• Have a good credit score (750 or above) and want to leverage it for competitive interest rates and higher approval chances.
• Are looking for a collateral-free loan of up to Rs. 50 lakh
• Are looking for options with flexible repayment tenure (up to 7 years).

• Call 1800 270 7000, or
• Write to finance@adityabirlacapital.com, or
• WhatsApp “Hi” to +91 8828800031, or
• Log in through the ABC One portal on the official Aditya Birla Capital website.