Tips And Tricks To Buy A Mortgaged Property
how to sell mortgaged property in india? how to buy a mortgaged property? *Read here: Tips and Tricks to Buy/sell a Mortgaged Property in India.
4 Reasons Why You Should Always Carry Your Credit Card
For those who are accustomed to swiping their credit cards at every turn, the thought of living without “plastic money” can be quite daunting even scary. Others are of the opinion that possessing a credit card can bring one a lot of temptation and result in poor expense choices. However, there are certain things which […]
5 Commonly Held Misconceptions About Car Loans
A 27 year old man has got his first promotion, and decides to buy a car. After all, who does not crave the comfort of suede seats and air-conditioning, instead of sweaty buses and long queues at ticket counters? However, instead of spending a large chunk of his savings on one purchase, he decides to […]
Bandhan Bank Slashes Micro Lending Rate By 0.6%
Bandhan Bank has reduced its interest rates on micro loans from 20.5% to 19.9%, effectively, a 0.6% reduction. This was the third consecutive reduction since the micro financial institution started its operation as a Universal Bank in August 2015. The first reduction came up immediately after the transformation, when the micro lending interest rate was […]
ESAF Microfinance Applies For Small Bank Licence
ESAF Microfinance, a Kerala-based micro finance institution, has applied for the final licence to start up a small finance bank. ESAF Microfinance had received in-principle approval for setting up small finance banking operations last year. AG Varughese, the executive vice-president of ESAF Microfinance, said that they have already submitted an application to the Reserve Bank […]
5 Amazing Tips For Credit Card Users
Credit cards are one of the most revolutionising inventions of the banking and financial industry. They have not only simplified our life (‘coz of the no-need-to-carry-cash trend) but have also come up as a fall back option in times of financial emergencies. But there is also the downside. With our over-dependence on credit cards, we […]
Your Handy Guide To Inactive And Dormant Savings Accounts
Holding multiple bank accounts and keeping tabs on all of them is no easy task. Not only can it create confusion and lead to mismanagement, but accounts that do not feature regular banking activity are automatically deactivated by banks. Incorrect management such as non-maintenance of minimum average/ quarterly balance in your banking accounts can also […]
Should You Transfer Your Home Loan?
Firstly, based on good repayment track records, your good credit score, etc. you as a borrower could try and renegotiate with your current lender to let you avail lower home loan interest rates. In case your bank does not oblige, transferring the home loan to a new borrower becomes the best option.
Axis Bank And Vistara Unveil Co-Branded Credit Card
Axis Bank and Vistara have come together to launch their contactless credit card on the VISA network platform. The co-branded credit card from India’s third largest private sector bank and India’s fastest growing carrier service has a range of benefits for the business class and leisure travellers. The co-branded credit card has three types: Infinite, […]
HDFC Bank’s Aditya Puri Voted As Asia’s Best Banking CEO
The readers of Institutional Investor Magazine have voted Aditya Puri, the Managing Director and Chief Executive Officer (CEO) of HDFC, as the best banking CEO in Asia. The magazine’s readership is comprised of investment professionals that encompass 1541 companies based in Asia excluding Japan. These votes were cast as part of the magazine’s All-Asia Executive […]