| Interest Rate | 14% to 23% p.a. |
| Loan Amount | From Rs. 2 lakh to Rs. 80 lakh |
| Tenure | Up to 8 years |
| Processing Fee | Up to 4.72% of the loan amount |
| Loan Variants | Term Loan, Flexi Hybrid Term Loan, Flexi Term (Dropline) Loan |
Bajaj Finserv Business Loan
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How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Bajaj Finserv Business Loan Highlights
Bajaj Finserv Unsecured Business Loan Interest Rates
| Loan Type | Interest Rates (p.a.) |
|---|---|
| Unsecured Business Loan (MSME Loans) | 14%-23% |
| Business Loan for Chartered Accountant | 11%-19% |
| Business Loan for Doctors | 11%-18% |
| Medical Equipment Loan | Up to 14% |
Comparison of Business Loan Interest Rates offered by Top Banks/NBFCs
| Lenders | Interest Rate (% p.a.) |
|---|---|
| Axis Bank | 10.99% onwards |
| Bajaj Finserv | 14.00% - 23.00% |
| Flexiloans | 12.00% onwards |
| HDFC Bank | 10.75% - 22.50% |
| IDFC FIRST Bank | 12.99% onwards |
| Indifi Capital | 18.00% onwards |
| Kotak Mahindra Bank | 9.50% - 30.50% |
| LendingKart | 17.25% onwards |
| Muthoot Fincorp | 15.00% - 36.00% |
| Shriram Finance | 10.00% onwards |
| Tata Capital | 12.00% onwards |
| YES Bank | 17.25% onwards |
Rates as on 1st May 2026
Bajaj Finserv Unsecured Business Loan Fees and Charges
| Particulars | Fees and Charges |
|---|---|
| Processing Fees | Up to 3.54% of loan amount |
| Prepayment Charges | 4.72% |
| Bounce Charges | Rs 1,500 per bounce |
| Penal Interest | 36% p.a. Per instalment from the respective due date until the date of receipt of the full instalment(d) amount. |
| Mandate rejection charges | Rs 450 per month |
| Foreclosure Charges | Term Loan- 4.72%
Flexi Term Loan and Flexi Hybrid Loan- 4.72% |
| Annual Maintenance Charges |
|
Types of Bajaj Finserv Unsecured MSME Loans (Loans offered through Bajaj Finserv MSME World)
Other Types of Bajaj Finserv Unsecured Business Loans
Bajaj Finserv Business Loan for Chartered Accountants
Bajaj Finserv Business Loan for Doctors
Medical Equipment Loan
Eligibility Criteria for Bajaj Finserv Business Loans
Bajaj Finserv Unsecured Business Loan
For Business Loans for Chartered Accountants
For Business Loans for Doctors
For Medical Equipment Loans
Documents Required for Bajaj Finserv Business Loan
For Unsecured Business Loans
For Business Loans for Chartered Accountants
For Business Loans for Doctors
For Medical Equipment Loans
For more details, check: Documents Required for Medical Equipment Loan
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
FAQs
How to apply for a Bajaj business loan?
You can apply for a Bajaj Finserv business loan by visiting the business loan section on the Paisabazaar app
How much EMI for a Rs. 10 lakh Bajaj business loan?
If you take a business loan of Rs. 10 lakh at an interest rate of 15% p.a. for a tenure of 5 years, your EMIs will be around Rs. 23,789.93
How to use the Bajaj Finserv business loan EMI calculator?
Simply enter the tenure, interest rate and loan amount in the Bajaj Finserv business loan EMI calculator to get instant results. You can also use Paisabazaar’s business loan EMI calculator for free and get accurate results.
What is the Bajaj Finserv business loan customer care number?
Existing business loan customers with Bajaj Finance can call +91 8698010101 and those willing to apply for a new business loan can call +91 7757000000.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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