HDFC Balanced Advantage Fund Regular Plan Growth

Updated: 06-10-2025 05:46:38 AM

Investment Strategies

• HDFC Balanced Advantage Fund invests at least 65% of its portfolio in equities (including hedged and unhedged equity derivatives).
• The scheme aims to create returns with dynamic asset allocation between equity and debt.
• It uses valuations, assessment of macro-economic scenarios and a bottom-up approach for stock selection.
• The equity portfolio of the scheme is actively managed as per the undermentioned strategies –
  • The fund is free to invest across sectors or market capitalization without any SEBI-imposed upper or lower limits.
  • The fund mitigates risk by carefully appropriating the size of its exposures.
  • The stock selection is based on quality assessment, valuations and earnings outlook.
• The debt component of the fund’s portfolio is actively managed as per the undermentioned strategies–
  • Investments are spread across credit spread, asset classes and tenures.
  • The duration profile of the portfolio is based on the interest rate outlook.
  • To manage credit risk, the fund follows the principle of Safety, Liquidity and Returns (SLR) in that order.

Who Should Invest

• Investors looking for growth potential of equity but with relatively lower volatility, as this fund also invests in debt components.
• Those who are seeking to invest in funds following a dynamic asset allocation strategy between equity and debt asset classes.

Frequently Asked Questions

What is the risk level of HDFC Balanced Advantage Fund?
As per the fund factsheet published by its fund house, HDFC Balanced Advantage Fund is considered to carry ‘Very High Risk’ for its investors.

Is there any lock-in period in the HDFC Balanced Advantage Fund?
HDFC Balanced Advantage Fund has no lock-in period for its investors. The investors of this fund are free to make redemptions on any date as per their requirements.

What type of mutual fund is the HDFC Balanced Advantage Fund?
HDFC Balanced Advantage Fund is an open-ended hybrid mutual fund scheme belonging to the balanced advantage fund or dynamic asset allocation fund category.

Is the HDFC Balanced Advantage Fund open-ended or close-ended?
HDFC Balanced Advantage Fund is an open-ended dynamic asset allocation mutual fund scheme.

What is the benchmark index for this HDFC Balanced Advantage Fund?
NIFTY 50 Hybrid Composite Debt 50:50 Index TRI is the benchmark index for HDFC Balanced Advantage Fund.