About IndiGo SBI Card ELITE
IndiGo SBI Card ELITE is one of the two SBI cards co-branded with IndiGo airlines, with IndiGo SBI Card as its base variant. With these cards, SBI Card has joined the IndiGo BluChips co-branded cards universe after Kotak Mahindra Bank. Issued only to those who already have an active IndiGo BluChips membership, IndiGo SBI ELITE offers up to 7% back as IndiGo BluChips on travel spends which can later be redeemed on IndiGo app/website. In addition to these, it also comes with bonus IndiGo BluChips on joining, card renewal and as milestone benefits, which not only make up for its fee but also add to the overall savings as per the user’s spending capacity.
Tailor-made for IndiGo loyalists who have to travel quite often, all the benefits of this card are dedicated to co-branded travel savings. Even when compared with IndiGo Kotak XL, this card takes the lead with international lounge access and flight cancellation covers which the Kotak variant lacks. However, it falls behind when it comes to the reward rate on IndiGo spends with the Kotak credit card offering up to 21% back, compared to its 7%. Read on to know more about the features and benefits of IndiGo SBI Card ELITE to decide if it will be the right fit for you.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit SBI Card’s website.
Rewards Program
On every Rs. 100 spent, SBI Credit Card users can earn –
- 7 IndiGo BluChips: On IndiGo website/app
- 3 IndiGo BluChips: On hotel/lodging bookings and travel MCCs
- 2 IndiGo BluChips: On all other spends1
Rewards Redemption: The earned BluChips are redeemable on IndiGo website/app in 1:1 ratio


Other Features & Benefits
Welcome Bonus:
- 5,000 IndiGo BluChips and a 6E Eats voucher – On the 1st transaction made within 60 days of account opening, along with annual fee payment
- 4 6E Prime passes – On spending Rs. 1 lakh within 90 days of account opening
Renewal Benefit:
- 5,000 IndiGo BluChips and 1 6E Eats voucher on annual fee payment
Complimentary Airport Lounge Access:
- Up to 8 domestic lounge visits every year, max. 2 per quarter on min. Rs. 1 lakh spends in the previous quarter
- Up to 6 international lounge visits every year, max. 2 per quarter
Milestone Bonus:
- 6,000 IndiGo Bluchips on Rs. 3 lakh, 6 lakh, 9 lakh and 12 lakh annual spends each
IndiGo SBI Card ELITE: Fees & Charges
Particulars | Amount | ||||||||||||||
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Joining/Annual Fee | Rs. 4,999 + Applicable Taxes | ||||||||||||||
Finance Charges | 3.75% p.m. (45% p.a.) | ||||||||||||||
Late Payment Charges |
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