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Wide Choice
Curated offers from 30+ lenders
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Money in your account instantly
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Offers ranked according to eligibility
Digital Process
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Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
| Interest rates | 9.99% p.a. onwards |
| Loan amount | Up to Rs 10 lakh (through Paisabazaar) |
| Repayment tenure | 6 months to 6 years |
| Processing Fees | Up to 2% of the loan amount |
| Minimum Net Monthly Income | Rs 15,000 p.m. for Axis Bank customers; Rs 25,000 p.m. for non-bank customers |
Note: Interest rates updated as of 14 July 2025
Axis Bank Personal Loan interest rates for marriage loans start from 9.99% p.a. Although the bank has not specified the differential interest rates for marriage loan applicants based on their credit score, occupation profile, work experience (for salaried and business continuity (for self-employed) or other parameters, most lenders consider these factors for setting the personal loan interest rates for loan applicants availing marriage loans.
Axis Bank charges a processing fee of up to 2% of the loan amount for marriage loans.
| Particulars | Charges |
|---|---|
| Prepayment/Part-prepayment charges | For Loans Disbursed on or after April 1, 2024:
Foreclosure fee is charged on the outstanding principal amount Part-prepayment fee is charged on the part-prepayment amount For personal loans disbursed on or after December 31, 2024, borrowers can prepay up to 25% of the outstanding loan amount each year without incurring any part-prepayment charges, after the payment of 12 EMIs. However, there has to be a gap of at least 12 EMI between such part-prepayments. |
| Particulars | Charges |
|---|---|
| Repayment instruction / Instrument return charges | Rs 339 per instance + GST of dishonor cheque |
| Swap charges | Rs 500 per instance + GST |
| Penal Interest | Financial Default*: 8% p.a. above the applicable interest rate on the overdue amount (subject to the aggregate not exceeding 24% per instance). There would be no capitalisation of penal charges. Borrowers should note that financial default includes all types of financial defaults or irregularities with respect to their loan account. The penal charges will be subject to GST as per applicable law on Goods and Service Tax in India, and GST will be charged separately. |
| Duplicate statement issuance charges | Rs 250 per instance per set + GST |
| Duplicate Amortization schedule issuance charges | Rs 250 per instance per set + GST |
| Credit Information Companies (CICs) Report Issuance Charges | Rs 50 per instance per set + GST |
| Stamp Duty Charges | As per State Stamp Act |
| Loan Cancellation Charges | For loan cancelled within 0-3 days: Interest component (till the date of cancellation), stamp duty, processing fee, GST and other statutory charges would not be waived. Loans cancelled after 3 days are considered as foreclosure. |
The personal loan eligibility criteria for loan applicants availing marriage loans from Axis Bank are as follows:
Prospective marriage loan applicants should also use the Axis Bank Personal Loan EMI Calculator to determine the EMIs and personal loan tenures based on their repayment capacity.
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Axis Bank has not mentioned any specific documentation for availing marriage loans. However, the documents needed for marriage loans are usually similar to the documents required for availing regular personal loans. Following are the required Axis Bank Personal Loan Documents:
KYC documents
Proof of Date of Birth
Proof of Signature
Proof of Income
All the documents, along with the application form, should be self-attested
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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