Loan on credit card is a fast and convenient way to get access to cash. Since credit card loan is cheaper than direct cash withdrawal from your credit card, you must always choose the former over the latter. However, loan on credit cards still attracts interest at significant rates.
Income Tax Filing is the process of declaring your taxable income, deductions, and tax payments for the applicable FY. The last date for filing ITR is usually 31st July of the applicable AY. However, it was extended till 31st August for AY 2019-20, i.e. for FY 2018-19. Filing ITR is an annual affair, but most…
Can I file income tax return (ITR) after the due date? What will be the consequences or penalty for ? Will I be charged some penalty? These are some of the questions that might come to your mind, when you miss the due date to file ITR. Read on to find the answers to these…
Forms 15G and 15H are declaration forms that can help you prevent TDS on your fixed deposit interest income. Notably, PAN is mandatory to avail the tax benefits through these forms. Form 15G is for individuals below 60 years and Hindu Undivided Families (HUF), whereas Form 15H is for individuals aged 60 years and above….
If you have been using a credit card or even doing your research for getting a card, you must have come across the term ‘Revolving Credit’. Credit card is a type of revolving credit account, as opposed to instalment credit accounts like personal loans and car loans.
Independence Day is around the corner and with it has come a long weekend. The Freedom Sale has started on most of the e-commerce websites and a number of retail outlets across the country. It is time to make high-value purchases and go on a long-awaited vacation. In case you have not made plans already…
HDFC Regalia Credit Card is one of the most popular credit cards by HDFC Bank. It is counted in the premium cards category as well as in the travel category. HDFC Bank promotes it as a card made to suit the luxury needs of the customers.
