Credit Card Compare

6,000 bonus reward points worth Rs. 6,000 on joining

Complimentary memberships of Club Marriott, Amazon Prime and Swiggy One

5 reward points for every spend of Rs. 150

1 Reward Point = Rs. 1

5% cashback, up to Rs. 1,000, on all duty-free spends

5 reward points for every Rs. 150 spent

Up to 10X reward points on SmartBuy and 2X rewards on weekend dining

1 reward point = Rs. 1 for flight & hotel bookings at SmartBuy

1 reward point = Up to Rs. 0.50 against product catalogue

1 reward point = Rs. 0.30 for cashback redemption against statement balance

1 lounge access per month via Priority Pass membership on spending Rs. 20,000 in the previous month

Unlimited airport lounge access for primary and add-on card members

Reward rate of 3.33% across all spends including insurance and utilities

1:1 rewards redemption ratio

12 complimentary golf games in a year at leading golf courses in India

Welcome benefit compensates for the joining fee

Low forex mark-up fee of 2% on international spends

5% cashback on duty-free spends

3.33% value-back across all spending categories

1:1 reward redemption against some of the leading airlines and hotels

Unlimited domestic and international lounge visits for primary and add-on user

6 complimentary golf games per quarter

Multiple complimentary memberships

Low forex mark-up fee of 2%

Lounge access is spend-based

Capping on cashback earning

Limited lifestyle benefits

Complimentary annual memberships will be renewed only on spending Rs. 8 Lakh or more in a year

Though forex mark-up fee of 2% is lower than the general 3.5% charged on most cards, it could have been lower, considering the card’s premium status

People who are looking for a rewards credit card, frequently make duty-free purchases at airports, play golf and can make the most out of the Priority Pass membership

High spenders who put most of their travel-related and other spends on their card, and want an all rounder credit card