₹ 1,000
₹ 4,500
NA
₹ 499
₹ 499
NA
4,000 Membership Rewards Points on joining fee payment & on spending Rs. 15,000 within the first 90 days
2,000 bonus reward points on spending Rs. 2,000 within 60 days of card issuance
1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS
Redeem the earned rewards for vouchers of top brands against the 18 Karat & 24 Karat Gold Collection
10 reward points per Rs. 150 spent on dining, movies, departmental stores and grocery spends
1 reward point per Rs. 150 spent on other categories
1 reward point = Rs. 0.25
NA
NA
Welcome benefits equivalent to the Rs. 1,000 joining fee
Reward points redemption against multiple brand vouchers
Exclusive access to 18 & 24 Karat Gold Collection for reward redemption
Renewal fee waiver on annual spends of Rs. 1.5 Lakh
Bonus reward points on first year card renewal
10X reward points on dining, movies, grocery and departmental store spends
Entry-level credit card with low annual fee and easier eligibility terms
Annual fee waiver condition of Rs. 1 Lakh in a year
No reward benefits on fuel, insurance & utility spends
Low base reward rate of 1 point per Rs. 50 spent
Reward redemption options are limited to select brand vouchers only
No significant benefits other than the rewards program
Low reward rate as compared to some entry-level cashback cards
People who want to earn rewards and prefer to redeem them against popular brands like Flipkart, Amazon, Myntra, etc.
Beginners looking for a low-annual fee credit card with benefits on everyday categories
You can select up to 3 categories only