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American Express® Platinum ReserveSM Credit Card
Standard Chartered Platinum Rewards Credit Card
₹ 10,000
₹ 10,000
NA
₹ 250
₹ 0
Joining fee waiver on spending Rs. 500 or more within 30 days of card issuance
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11,000 Membership Rewards Points on 1st year’s annual fee payment & on spending Rs. 30,000 within the first 90 days
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Complimentary Taj Epicure, Zomato Gold (1 year), Accor Plus Silver Tier, and EazyDiner Prime memberships
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NA
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1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS
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Redeem Rewards Points for 500+ options across travel, dining, accessories & more
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5 reward points for every Rs. 150 spent on dining and fuel
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1 reward point for every Rs. 150 spent on other categories
12 domestic and 2 international airport lounge visits per year (3 per quarter) & Priority Pass membership
NA
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Movie or online shopping vouchers worth Rs. 12,000 every year
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Complimentary memberships of top hotels
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Cardholders can use reward points to pay for card charges too, in addition to travel bookings, dining, vouchers, and other products
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5X reward points on dining and fuel spends
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No monthly capping on accelerated reward points
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Instant approval without any documentation
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Joining fee waiver with easily achievable spend threshold
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Low rewards earning rate for a premium range card
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Spend-based condition applicable on golf access benefit
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Low base reward rate on spends other than dining & fuel
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Low reward redemption value of Rs. 0.25 per point
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No travel and lifestyle related benefits
People looking for a premium credit card with all-round benefits
Consumers who frequently dine out and want to earn good value-back through reward points