Credit Card Compare

Complimentary e-gift voucher worth Rs. 5,000 on joining from any brand of choice among Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop

Amazon voucher worth Rs. 500 on payment of joining fee

5X rewards on dining, departmental stores & grocery spends

2 reward points per Rs. 100 on all other spends, except fuel

4 Reward Points = Rs. 1

10X reward points on online partner brands: BookMyShow, Swiggy, Apollo24X7, Dominos, IGP, Myntra, Yatra, Netmeds & Cleartrip

5X reward points on all other online spends

1 reward point per Rs. 100 spent offline

2 domestic airport lounge visits per calendar quarter and 6 international lounge visits in a year

NA

Accelerated rewards on everyday spends like grocery, dining and departmental store purchases

Good lounge access benefit at domestic as well as international airports

Complimentary movie tickets worth Rs. 6,000 every year

Low forex mark-up fee of 1.99%

10X reward points on brands covering multiple categories like shopping, travel, movies, dining and more

Low annual fee and comparatively easier eligibility terms

Easily achievable fee waiver condition of Rs. 1 Lakh in a year

Base reward earning rate is low for transactions outside the accelerated category

Reward redemption rate stands quite low at Rs. 0.25

No travel benefits other than complimentary lounge access

Limited options for reward redemption

Online shopping benefits come in the form of rewards, the value of which may not be satisfactory in comparison to cashback credit cards like Amazon Pay ICICI or Cashback SBI Card

The array of collaborated brands under the accelerated earnings is not impressive

People who often watch movies and are frequent air travelers so that they can utilise the travel membership benefits

Beginners looking for a card that offers higher rewards on online spends, especially on partnered brands, like Dominos, Cleartrip, BookMyShow & more