Credit Card Compare

Bonus 1,000 cash points on joining fee payment

Luxe Gift Card and vouchers of top brands, like The Postcard Hotel, Montblanc, Amazon, Flipkart, etc.

5% cashback up to 1,000 cash points/month on Flipkart, Swiggy, Amazon, BookMyShow, Myntra, Uber, Cult.fit, Sony LIV, Tata CLiQ and Zomato

1% cashback up to 1,000 cash points/month on other spends

1.5 reward points for every Rs. 150 spent

Up to 4 complimentary domestic airport lounge access per year (1 per quarter) on Rs. 1 lakh quarterly spends

NA

Up to 5% cashback on major lifestyle-related online spends

Bonus points worth the joining fee on activation

Multiple redemption options with redemption value of up to 1:1

Annual fee waiver condition is quite easily achievable

Complimentary vouchers and gift cards as welcome benefit

Transfer of rewards into Airmiles at a 1:1 ratio

Fuel surcharge waiver across all fuel stations

Monthly capping on cashback earning

Low cashback rate for non-accelerated category

Exclusion of major everyday spends like utilities and rent from cashback earning

Lounge access benefit is optional and spend-based

Low reward rate of 0.40% across all categories

No travel benefits like complimentary lounge access

No milestone benefits are offered

Those who frequently spend online across partner brands.

People looking for a lifetime free card with basic benefits