TATA Croma Titanium Credit Card is offered in association with Croma retail stores. The credit card has been launched to provide Croma customers with unique privileges and benefits on their purchases.
TATA Croma Titanium Credit Card – Features and Benefits
TATA Croma Titanium Credit Card offers customers carefully curated offers and rewards. Please Note that Tata Croma is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.
- Welcome offer
Get amazing gist vouchers and offers from Tata partner outlets and other brands. The cardholders also receive 500 Empower Points worth Rs. 500 on the expenses made of Rs. 2000 or more using this credit card. Within 60 days of subscribing to this credit card, you will receive the benefit.
- Balance transfer
A customer of the TATA Croma Titanium Credit Card can choose to transfer the outstanding balance of other credit cards to Tata Croma Titanium Card. In the balance transfer option, customers can pool and repay the balances due on other cards and pay them at a much lower rate of interest.
- Extended credit facility
With the TATA Croma Titanium Credit Card, enjoy flexibility of payment. With the extended credit facility, plan your outstanding payments and pay any amount from the minimum due to the total outstanding balance as shown in your credit card monthly statement. Using this card, you can also carry forward the unpaid balance at one of the lowest finance charges.
- Utility bill payment facility
To avoid late payments, TATA Croma Titanium Credit Card users can choose to schedule their utility bill payments such as electricity bills, insurance premiums, etc.
The customers can avail 1.5% cashback on their purchases made through their TATA Croma Titanium Credit Card at the Croma retail stores and Croma official website. Card users are also eligible to get up to 5% cashback on the purchases made on Tata outlets.
- Global acceptance
You can use your TATA Croma Titanium Credit Card globally as it enjoys a widespread acceptance at over 24 million outlets worldwide including 3,25,000 outlets in India. This humongous reach allows its customer the convenience and the ease of access to money.
- Reward points
The customers earn one reward point for every Rs. 100 spent on retail outlets. Cardholders earn three times more when they shop at grocery stores and department stores. Each reward point is equal to one rupee, which can be redeemed when desired within a time frame.
- Annual fee waiver
The annual fee on the TATA Croma Titanium Credit Card is waived off, provided your purchases amount to Rs. 75000 and above in a year.
- Customer care
Tata Cards provide customer care services every day at all hours to address its customers’ credit card-related queries and issues.
- Fuel surcharge waiver
When you use TATA Croma Titanium Credit Card to purchase petrol, diesel and lubricants at petrol pumps, the fuel surcharge on the amount, which is usually levied at 1%, is waived off. However, to avail the benefit, you will have to buy fuel worth Rs. 500 to Rs. 3000 at any fuel pumps.