Credit Card

Home Credit Card Syndicate Bank
loadingApply Now
loading

Find your perfect Credit Card

Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.

Get the Best Credit Card

Digits Only
Error: We need your income to check which credit cards are suitable for you
Note: Your post-tax salary excluding any bonus/incentive
0 / 6 Digits
Error: This is mandatory. We need to check availability of service in your area
City: Delhi
Error: This is a mandatory field
Which bank’s credit card are you using?

  • Top Banks

  • All Banks

0 / 10 Digits +91
Error: This is invalid mobile number
Note: We may verify this number later using OTP
Error: Enter a valid Full Name
Error: Enter a valid Email Address
Error: PAN is required
Error: Date of Birth is required

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 23/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 23/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :23/01/2020

More

By submitting this form, I agree to Term of Use

*Offers are from Paisabazaar's partner Banks & NBFCs.

OTP Verification

Verify your mobile

Please enter the OTP we sent via SMS

Didn’t receive your OTP? Send it again
Updated: 29-05-2019 08:05:12 AM

Syndicate Bank offers Global Credit Cards with consummate features and worthwhile offer to make it one of the best credit cards available for Indian Consumers.

Did you find this article helpful? Rate it.

Variants of credit card from Syndicate bank:
Variants of credit card from Syndicate bank:

Credit card offered by Syndicate bank comes in tow variants

        I. Syndicate Classic Card

      II.  Syndicate Gold Card

 i.  Classic Syndicate Credit card

The features of syndicate classic credit card are

Ø  Personalized credit card with Photo & Signature embossed on the card.

Ø  Zero enrollments or annual fee for new credit cards

Ø  Feature of Add-on Credit Cards offered to the immediate family members excluding minor.

Ø  Syndicate Bank Credit Card is issued in alliance with VISA.

Ø  Syndicate cards are globally acceptable over all Visa verified outlets.

Ø  Cash Withdrawal facility available at over 1700 Syndicate Bank ATMs and over 1.20 lakhs ATMs Visa verified ATM in India & over 25 Lakh globally.

Ø  POS purchases using classic Syndicate cards is available at over 9 Lakhs VISA Merchant Establishments in India & over 300 million Visa Merchants across the Globe

Ø  Preapproved card available for customers with existing Housing Loans, Term Deposits, Pigmy Deposits, Four Wheeler Loan customers, Defense Personnel & Judges

Ø  One of the benefits of Syndicate credit cards is the pre-approved offer by syndicate bank come with a predefined spending limit and without any income proof.

Ø  Syndicate credit card offers interest-free period up to 50 days

Ø  The Interest free credit period is not available in case total payment amount is less than Total Payment Due or if cash advance has been obtained from ATM.

Ø  24x7 Customer service Help Line on toll free number.

ii. Gold Syndicate Credit Card

The features of Gold credit card from Syndicate bank are.

Ø  Nil enrollment fees or annual fee for new credit cards

Ø  Globally Acceptable over all VISA outlets.

Ø  Preapproved card available for Housing Loan customers, Term Deposit Customers, Pigmy Deposit Customers, Four Wheeler Loan customers, Defense Personnel & Judges

Ø  Personalized Gold credit card with Photo & Signature embossed on the card.

Ø  Add on Gold Syndicate cards is available for family members excluding minor.

Ø  POS purchases available at over 9 Lakhs VISA Merchant Establishments in India & over 300 million Visa Merchants across the Globe

Ø  Cash Withdrawal facility available at over 1700Syndicate Bank ATMs and over 1.20 lakhs ATMs Visa verified ATM in India & over 25 Lakh globally

Ø  The preapproved credit cards offered by Syndicate bank come with a predefined spending limit and without any income proof.

Ø  Gold Syndicate credit card offers interest-free period up to 50 days

Ø  24x7 customer service helpline on toll free number

Eligibility Criteria
Eligibility Criteria

Syndicate credit card is offered to applicant who are.

  • Resident or working within functional operational area of the Card Issuing Branch.
  • Preferably is an existing customer of syndicate Bank having sound operations in the account with syndicate branch for at least 6 months.
  • Holds Permanent Account Number (PAN) issued by Income Tax Department.
  • Not a minor or an illiterate person.
  • Gold credit card is available for individuals aged between 21 years to 60 years, wherein the minimum annual income should be Rs. 1.5 lakhs for salaried person and Rs. 2 lakhs for self employed or business concern.
  • The gold credit card is not available for Senior Citizens & Pensioners.
  • The Minimum Annual Income for classic credit card should be Rs. 60,000 for salaried person /Senior Citizens /Pensioners and Rs. 1 lakh for self employed or business concern.

Documents required for syndicate credit card

  • Address proof
  • Identity proof
  • Copy of the Aadhar Card
  • Copy of the PAN Card
  • Proof of income as Salary Slip, Form 16, Acknowledged IT Return Form.
  • For self Employed or business entity, last 2 years’ ITR and audited balance sheet is required.

Syndicate bank credit card to NRI/PIO

Syndicate bank offers credit card to NRI / PIO as well, however subject to bank’s certain conditions.

All the branches of the syndicate Bank can issue Credit Cards to NRIs/PIOs.

Documentation requirements for NRI/PIO

  • Passport Copy, valid Visa or any corresponding proof of stay abroad.
  • Income Proof, if the required deposits is not held with the syndicate bank branch.
  • Employment / Business Proof
  • Details of deposits or accounts held with the branch.
  • Monthly Standing Instructions can be used to debit monthly credit card due amount from a specific SB-NRE/NRO account.

Syndicate bank Credit Card Rewards Point Redemption

The syndicate bank credit card holder can redeem his accumulated Reward Points on credit card vide following modes -

  • As  a payment against renewal fee of the existing syndicate Credit Card
  • Encashment of reward point in multiples of 500 points, subject to a minimum of 500 points.
  • For encashment the card holder will receive Rs.0.50 per reward point
Apply for Syndicate Bank credit card
Apply for Syndicate Bank credit card

You can apply for a Syndicate Bank credit card by logging on to the Paisabazaar website. All you need to do is provide some key details for the eligibility criteria and submit the application form electronically. If you qualify for a credit card from Syndicate Bank, a bank representative will get in touch with you to complete the various formalities.

Customer service assistance over phone for Syndicate credit card holder

Syndicate bank offers below mentioned services to its card holder through its 24x7 customer service assistance.

Ø  Report of loss/ theft etc of the card

Ø  Balance & Transaction Inquiry

Ø  Billing Statement inquiry

Ø  Duplicate Statement request or Statement not received

Ø  PIN not received or working/ Request for Duplicate PIN.

Ø  Card Decline / Non authorization of transactions.

Ø  Confirmation of transaction authorization.

Ø  Disputed transactions

Ø  Any general enquiry on Credit Cards.

Most Important Terms & Conditions for Syndicate credit cards
Most Important Terms & Conditions for Syndicate credit cards

Ø  Syndicate credit card bills are generated on 20th of every month and these show a detailed list of transactions made using the credit card, charges levied, payments received, etc.

Ø  The statement for syndicate credit cards are sent to Cardholders are usually sent by ordinary post or through registered e-mail.

Ø  As per Go Green Scheme of the Syndicate Bank, syndicate credit Card holders can receive e-statements on their registered email at no extra cost.

Ø  The Payment Due Date is set as 10th of subsequent month. However in case the card holder fails to make the Minimum Payment amount, of previous statement by the due date, he will have to make the payment immediate.

Ø  The Total Credit Limit, Cash Withdrawal Limit and Available Credit Limit as on the statement date are indicated in the Statement.

Ø  In case the card holder doesn’t receive the Statement by the 27th of any month for his Syndicate cards, he/she should call on the 24-HOUR HELPLINE to confirm the amount to avoid levying of charges.

Ø  Cards are not valid for foreign currency transactions in India, Nepal and Bhutan. Card usage is required to follow all requisite FEMA guidelines.

Syndicate credit cards payments
Syndicate credit cards payments

The syndicate credit cards holders can make the payment for their card through any one of the following modes-

1. Cash Deposit - By cash at any branch of Syndicate Bank during normal banking hours.

2. Auto Debit Facility – card holder may provide One Time Standing Instruction maintaining their accounts at any of our CBS Branches

3. Online credit card payments - Cardholders who are maintaining Savings/ Current Account with the Bank can pay Syndicate Credit Cards Bills through Internet Banking.

4. By local cheque / demand draft – Card holder can issue a cheque / DD payable to ‘SBGCC a/c 16 digit card number at any branch of Syndicate Bank

5. By Demand Draft drawn on Bangalore sent directly to Syndicate Bank’s corporate office.

6. NEFT - The Syndicate credit card holders can pay the bill from other bank’s account through NEFT

7. VISA money transfer – Syndicate credit cards bills are also accepted through VISA money transfer.

Syndicate Credit Cards Fees & Charges
Syndicate Credit Cards Fees & Charges

Sl no

Charges

Classic Card

Gold Card

1

Enrollment Fee(Primary)

NIL

NIL

2

Renewal Fee (Primary)

300

500

3

Enrollment Fee(Add-on card)

NIL

NIL

4

Renewal Fee (Add-on card)

150

250

5

Finance Charges for Purchase

2.00% per month If Min Payment Due
is paid within due date.                                                        2.50% per month If less or no amount  is paid within due date

2.00% per month If Min Payment Due
is paid within due date.                                                        2.50% per month If less or no amount  is paid within due date

6

Cash advance Charges(Syndicate ATM)

2 % or Rs. 50 whichever is higher

2 % or Rs. 50 whichever is higher

7

Cash advance Charges(Other Domestic ATM)

2.5 % or Rs. 100 whichever is higher

2.5 % or Rs. 100 whichever is higher

8

Cash advance Charges(Overseas ATM)

2.5 % or Rs. 200 whichever is higher

2.5 % or Rs. 200 whichever is higher

9

International Transaction Markup

3% of the transaction amount + Service Tax

3% of the transaction amount + Service Tax

10

Balance Enquiry Charges (Domestic VISA ATM)

Rs.15 + ST

Rs.15 + ST

11

Over the Credit Limit Usage,

Rs.100 per instance

Rs.100 per instance

12

Balance Enquiry Charges (Overseas ATMs)

Rs.30 + ST

Rs.30 + ST

13

Cheque Bouncing Charges

Rs.200 per occasion

Rs.200 per occasion

14

Retrieval of Charge Slip

Actual charges or Rs.150, whichever is higher

actual charges or Rs.150, whichever is higher

15

Limit Enhancement Charges

Rs.200 per request

Rs.200 per request

Syndicate Bank Credit Card Customer Care
Syndicate Bank Credit Card Customer Care

Syndicate Bank Credit Card customers can reach out to Syndicate Bank Customer care through call or email. Here are the details:

Syndicate Bank credit card customer care number for hot listing of lost card or enquiry: 1800 225 092 (Toll Free), 022 – 40426003

Syndicate Bank credit card customer care Email address: cardcentre@syndicatebank.co.in

Syndicate Bank credit card customer care centre contact number:  080 – 26639966 & 68 (available from 10 A.M. to 5 P.M. on weekdays and 1st, 3rd and 5th Saturdays)

Syndicate Bank Fax: 080 - 26639970

For more info, Syndicate Bank credit card customers can visit at the given link:

Menu