Standard Chartered personal loan features easy approval and a quick disbursal. It is an ideal option to arrange funds in times of urgent needs. You can get a loan of up to Rs. 30 lakh depending on your repayment ability. Moreover, you can check the status of your personal loan application with Standard Chartered Bank online. Read on to know about different ways to check your Standard Chartered personal loan application status, including various offline ones and answers to the most frequently asked questions with respect to Standard Chartered personal loan.
How to Track Standard Chartered Personal Loan Application Status?
You can check the status of your personal loan application status online by following the steps mentioned below:
Step 1: Visit the Standard Chartered Bank online loan application tracker page.
Step 2: Enter your application reference number and mobile number.
Step 3: Click “Submit” and the status of your personal loan application will be displayed.
How to Register Online for Standard Chartered Personal Loan Account?
You can use the Online Banking portal of Standard Chartered Bank to check your personal loan account details and transaction history. Let’s understand how you can register on the online portal with your personal loan details.
Instant Registration: When you have Standard Chartered Credit/ Debit Card
Step 1: Visit the Standard Chartered Online Banking portal. Check the box saying that you agree to the terms and conditions and click “Accept”.
Step 2: Enter your debit/ credit card details along with PIN and then click “Next”.
Step 3: Enter your mobile number registered with the bank and subsequently enter the OTP to verify the number.
Step 4: Enter your temporary password and create your login credentials to complete the registration.
Online Registration: When you don’t have Standard Chartered Debit/ Credit Card
Step 1: Fill out the registration form for Standard Chartered Bank’s online portal. You can download the form from the official website, collect it from any branch of the bank or call the Phone Banking helpline number to get the form delivered at your registered address.
Step 2: Send the duly filled registration form to the following address:
Standard Chartered Bank
P.O. Box Number: #8888,
Step 3: You will receive a unique ID and password at your registered mailing address as provided to the bank within 3 working days from the receipt of the form. Use these login credentials to log into the online banking portal.
Details Required to Check Personal Loan Status
The following details are required to check Standard Chartered personal loan status:
- Loan application number or reference number;
- Mobile number registered with the bank;
- E-mail ID registered with the bank, in case you have forgotten the loan reference number.
How to Check Standard Chartered Personal Loan Status Online?
Online Banking Portal
You can check the status of your active personal loan at Standard Chartered Bank online banking portal. Additionally, you can check your loan details and transaction history by following the steps mentioned below:
Step 1: Visit the online banking portal of Standard Chartered Bank.
Step 2: Enter your username and password. Additionally, enter the image captcha/ audio captcha for added security of your account. Please note that the captcha code is only valid for 120 seconds (2 minutes).
Step 3: Click “Login” to access the online portal and check the status of your active loan with the bank.
Standard Chartered Mobile Application for India – Breeze
Alternatively, you can use the mobile application of Standard Chartered Bank to check your personal loan account status and other details by following the steps mentioned below.
Step 1: Download the mobile app in your phone by clicking on the following links:
- For iPhone/ iPad users, click here to download the SC mobile app from App Store.
- For Android users, click here to download the SC mobile app from Google Play Store.
Step 2: Login the mobile application using your online banking credentials to check your personal loan account status and other details.
Note: In case you have not registered on the online banking portal, you can also register using the mobile app. All you have to do is to click “Register” in the pre-login menu and enter the temporary password received on your mobile number. Please note that your mobile number should be registered with the bank.
How to Check Standard Chartered Personal Loan Offline?
You can also check the status of your personal loan application as well as that of your active loans with Standard Chartered Bank using the following offline methods:
- 24×7 Phone Banking Hotline: You can call at the following phone numbers to check the status of your personal loan with Standard Chartered Bank.
|City||Phone Banking Number|
|Ahmedabad, Bangalore, Delhi, Chennai, Hyderabad, Pune, Kolkata, Mumbai||6601-4444 and 3940-4444|
|Allahabad, Amritsar, Bhubaneswar, Bhopal, Chandigarh, Coimbatore, Indore, Cochin / Ernakulam, Jaipur, Jalandhar, Lucknow, Ludhiana, Kanpur, Nagpur, Patna, Surat, Vadodara, Rajkot|
|6601-444 and 3940-444|
|011–66014444 and 011-39404444|
|Jalgaon, Guwahati, Mysore, Thiruvananthpuram, Cuttack, Vishakhapatnam, Mathura, Dehradun, Saharanpur, Proddatur|
(Toll free, for domestic dialing within India only)
(Toll free, for domestic dialing within India only)
- Visit The Nearest Bank Branch: Alternatively, you can visit the nearest Standard Chartered Bank branch to check the status of your personal loan application/ active personal loan. You can use the branch locator on the Standard Chartered website to locate the branch nearest to you.
Frequently Asked Questions (FAQs)
Q1. How to get Standard Chartered personal loan statement?
You can either get your personal loan account statements delivered at your registered mailing address or you can request for e-statements. E-statements are electronic statements usually sent by email or downloadable from the bank’s website, which not only saves a lot of paper but are also free of cost. You can subscribe for e-statements by calling the phone banking helpline or submit a written request at your nearest branch of the Standard Chartered Bank.
Q2. How to track Standard Chartered personal loan application status?
You can use the Standard Chartered Online Tracker to check the status of your personal loan application.
Q3. How many days does it take for the loan application to be processed?
Generally, Standard Chartered personal loan application is processed and disbursed within 4-7 working days of the receipt of all the documents. However, these approval times may vary based on factors such as loan amount, tenure, etc.
Q4. What details are required to check Standard Chartered personal loan application status?
The following details are required to check the status of your Standard Chartered personal loan status:
- Loan reference number
- Registered mobile number (as per bank records)
Q5. How can I pay the EMIs of Standard Chartered Bank personal loan?
You can pay off the EMIs of Standard Chartered Bank personal loan by means of post-dated cheques/ Electronic Clearing Service (ECS)/ auto debit.
Q6. How can I check the personal loan repayment status?
You can check the personal loan repayment status by either logging to the online banking portal of Standard Chartered Bank or by using the SC Mobile App (Breeze).
Q7. What is the e-mail address of Standard Chartered Bank customer support?
You can write to email@example.com for any assistance from your registered e-mail address with the bank. Please note that if you have personal loan related queries, then you should mention your loan reference number/ loan account number in the e-mail.
Q8. What is the loan tenure for Standard Chartered personal loan?
The repayment tenure for Standard Chartered personal loan varies from 1 year to 5 years.
Q9. What are the minimum and maximum personal loan amounts offered by Standard Chartered Bank?
The minimum and maximum personal loan amounts offered by Standard Chartered Bank are Rs. 1 lakh and Rs. 30 lakh, respectively. The amount sanctioned to an applicant is dependent on multiple factors including income, repayment capacity, eligibility, etc.
Q10. Do I need a security/ collateral or guarantor to avail a personal loan from Standard Chartered Bank?
No you don’t need a security/ collateral or guarantor to avail a personal loan from Standard Chartered Bank. Personal loans offered by the bank are unsecured in nature.