Standard Chartered Loan on Credit Card

Call for emergency cash can pop up anytime. Standard Chartered ‘Loan on Card’ helps get quick cash when required without getting into the fuzz of documentation. And, repay the loan in easy installments at preferential rates.

• Insta Loan

Earlier known as Cash on Call, this pre-approved loan is offered for an amount equal to or less than your HDFC card’s credit limit.

• Kuch Bhi on EMI

It offers comfortable instalments to repay the large purchases made with your credit card. You need to pay EMIs @ just 1.49% per month.

• Balance on EMI

Shop without a stop! As, Balance on EMI allows you to convert your credit card’s entire outstanding balance into EMIs with flexible tenure 6 to 60 months for repayment.

• Balance Transfer

Transfer the outstanding balance of upto Rs 5,00,000 on your other bank credit card to your existing Standard Chartered credit card at an interest rate of just 0.99%/ month for first 6 months.

• Dial-a-loan

You can get a loan of up to Rs 5,00,000 by just messaging DAL to 919845222222 and the amount will be transferred into your account in two days. You are not required to submit any post dated cheques for the same.

• You need to be an Standard Chartered credit card holder
• You should have the minimum required amount in your saving account for borrowing loan
• You must have a good credit score

You can apply for the above services by sending an  SMS to 919845222222 with your registered mobile number

For Dial-a-lon; SMS DAL to 919845222222

For Kuch Bhi on EMI SMS KBE to 919845222222

For Balance transfer SMS BT NOW to 919845222222

You can even call on the customer care number as mentioned here except on public holidays.

Or, you can visit the nearest branch to request for the loan. Click here to locate the ATM or branch in your region

• No documentation required
• No post dated cheques
• No pre closure charge
• Flexible repayment tenure of 6 to 60 months
• Lower interest rate
• Easy installment billing
• Door delivery of draft in 7 days
• Maximum loan amount: up to 70% of the available balance on your credit card

Your Standard Chartered credit card bill will include the will include the loan on card EMI amount, education cess and service tax beginning from the immediate billing cycle. Pay the outstanding bill amount or the minimum amount due on or before the due date to avoid penalties from your bank account. Charges and interest rates will e calculated on the outstanding balance on your card.