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Debit Card

Overview

State Bank of India (SBI) is a leading Indian multinational public sector banking and financial services company headquartered in Mumbai, Maharashtra. As recorded in 2016-2017, SBI had asstes of worth Rs.30.72 trillion with a network consisting of over 14000 branches and presence in more than 36 countries worldwide with 191 foreign offices. SBI holds the distinction as India’s largest banking and financial services company by assets. SBI offers a host of banking services and financial products including personal banking, NRI sevices, agricultural banking, corporate services, international banking and much more to a diverse clientele spread across the world.

About State Bank of India Debit cards

State Bank of India offers a wide array of debit cards suitable for lifestyle needs of all and sundry. SBI debit cards can be used to transact at more than 1 lakh ATMs and POS terminals worldwide. Customers are entitled to 5 free ATM transactions every month along with special benefits and signature privileges such as insurance, discount vouchers, reward points on every transaction and much more. SBI debit cards can be used for booking train or flight tickets, movie tickets, making online purchases and dinner reservations, travelling, retail expenditures and more. In order to ensure safety of online transactions, SBI debit cards are secured with 2 factor authentication using Verified by Visa/MasterCard SecureCode.

Benefits of SBI Cards

  • Use your SBI card for shopping at over 5 lakh merchant outlets established within India.
  • Earn assured rewards with State Bank of India’s Debit card Loyalty Program
  • Keep yourself and your assets safe. Get complimentary insurance coverage with your debit card.
  • Use your SBI debit card to transact at online merchant outlets and retail stores across the globe.

Types of SBI debit cards

The State Bank of India offers a wide range of debit cards that are designed to suit the unique requirements of its numerous customers.

State Bank of India Classic Debit Card

The following are some of the key features of the State Bank of India Classic Debit Card.

Perks:
 

  • Earn 50 FreedomRewardz points on first purchase within one month from the date of card issuance.
  • Earn 100 FreedomRewardz points on making third transaction within one month from the date of card issuance.
  • Earn 1 FreedomRewardz point on every Rs.200 spent on dining, travelling, online shopping etc.
  • Use your State Bank Classic Debit Card to make at least 3 transactions every quarter and double your reward points.
  • Get instant SMS alerts for every ATM withdrawal and transaction you make.

State Bank Silver International Debit Card

The following are the key features of the State Bank of India Silver International Debit Card:
 

  • Use your debit card for shopping at more than 5 lakh merchant outlets established within India and over 30 million outlets worldwide.
  • Use your State Bank Silver International Debit Card for at least 3 transactions per quarter and get double reward points on your all spends.
  • Earn bonus reward points on first three transactions you make using your State Bank of India Silver International Debit Card within one month of card issuance.
  • Redeem your accumulated reward points for exciting gifts and vouchers.

State Bank Global International Debit Card

The following are the key features of the State Bank of India Global International debit card, a top choice among international travellers:
 

  • Enjoy shopping at over 6 lakh merchant outlets in India and over 30 million across the globe.
  • Swipe your card for at least 3 times in a quarter and earn double reward points for your transactions.
  • Use your card for online shopping, booking movie tickets, travelling, paying bills and much more.
  • Ensure secure online transactions with MasterCard SecureCode or Verified By VISA
  • Avail 100 bonus  FreedomRewardz points on your third transaction within one month of card issuance.

State Bank Gold International Debit Card

The following are the key features of the State Bank of India Gold International debit card:
 

  • Earn State Bank Rewardz bonus points while making first three transactions within first month of card issuance
  • Earn 1 State Bank Rewardz point for every Rs.200 spent on dining, shopping, fuel spends, travelling and much more.
  • Avail higher cash withdrawal and transaction limits with your State Bank Gold International Debit Card.
  • Get complimentary Personal accidental death insurance worth Rs.2 lakhs and purchase protection insurance of up to Rs.5000.

State Bank Platinum International Debit Card

The following are the key features of the State Bank of India Platinum International debit card.
 

  • Get higher transaction and withdrawal limits.
  • Triple your reward points by making at least 3 transactions within a quarter. Redeem your accumulated reward points for exciting gifts and offers.
  • Get complimentary personal death insurance worth Rs.5 lakhs and purchase protection insurance of up to Rs.50000.
  • Earn 50 points on your first and second transaction within 1 calender month of card issuance. Also earn 100 bonus reward points on your third card transaction made within one month of card issuance.
  • Earn 1 State Bank Rewardz point for every Rs.200 spent on dining, shopping, travelling, booking train tickets an more

Fees and charges

Fees and Charges State Bank Classic Debit Card State Bank Silver International Debit Card
 
State Bank Global International Debit Card
 
State Bank Gold International Debit Card
 
State Bank Platinum International Debit Card
 
Card issuance charges Nil Nil Nil Nil Rs.306 (including service charges)
Annual charges Rs. 100 (including service charges) Rs. 150 (including service charges) Rs. 150 (including service charges) Rs. 150 (including service charges) Rs. 200 (including service charges)
Card replacement charges Rs. 204 (including service charges) Rs. 204 (including service charges) Rs. 204 (including service charges) Rs. 200 (including service charges) Rs. 200 (including service charges)
Complimentary insurance None None None Personal accidental death insurance cover worth Rs.2 lakhs and purchase protection up to Rs.5000 Personal accidental death insurance cover worth Rs.5 lakhs and purchase protection up to Rs.50000
Daily cash withdrawal limit at ATMs Min: Rs.100
Max: Rs. 40000
Domestic: Min: Rs.100
Max: Rs. 40000
International:
Min: varies from country to county
Max: varies from country to county, maximum 1000 USD or equivalent value.

 
Domestic: Min: Rs.100
Max: Rs. 40000
International:
Min: varies from country to county
Max: varies from country to county, maximum Rs.40000 equivalent value of foreign current

 
Domestic: Min: Rs.100
Max: Rs. 50000
International:
Min: varies from country to county
Max: varies from country to county, maximum Rs.50000 equivalent value of foreign current
Domestic: Min: Rs.100
Max: Rs. 1 lakh
International:
Min: varies from country to county
Max: varies from country to county, maximum Rs. 1 lakh equivalent value of foreign current
Daily transaction limit at POS terminals and Online merchant outlets Min: no such limit
Max: Rs. 50000
Domestic:
Min: no such limit
Max: Rs. 75000
International:
Min: No such limit, subject to local regulations
Max: 1500 USD or equivalent value
Domestic:
Min: no such limit
Max: Rs. 75000
International:
Min: No such limit, subject to local regulations
Max: Rs.75000 equivalent value of foreign current
Domestic:
Min: no such limit
Max: Rs. 2 lakhs
International:
Min: No such limit, subject to local regulations
Max: Rs.2 lakhs  equivalent value of foreign current
Domestic:
Min: no such limit
Max: Rs. 2 lakhs
International:
Min: No such limit, subject to local regulations
Max: Rs.2 lakhs  equivalent value of foreign current
 
*The above values are indicative and subject to periodic change as per SBI’s requirements and Government regulations.
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