Founded by Maharaja Sawai Jai Singh II, Jaipur is the capital and largest city of the Indian state of Rajasthan, and is commonly known as the Pink City of India.
Famous for Hawa Mahal palace complex, Nahargarh Fort, Jantar Mantar, Jaipur is an extremely popular tourist destination in Rajasthan. Other attractions comprise Jal Mahal, City Palace, Amber Fort, Jaigarh Fort, Sri Kali Temple, Sanganeri Gate and the Jaipur Zoo.
Moreover, many educational institutions have risen significantly in Jaipur, thereby providing students with the access to quality education. The city offers traditional shops to buy antiques, jewellery, handicrafts, gems, bangles, pottery, carpets, textiles, leather work and metalwork. The markets include Jhalaniyon ka Raasta, Thatheron ka Raasta, Khajanewalon ka Raasta, Nehru bazaar, Haldiyon ka Raasta, Mahiharon ka Raasta, Kishanpol bazaar, Tripolia bazaar, Sanganer bazaar, Ramganj bazar, MI road and Johari bazar.
In 2008, Jaipur was ranked 31st among the 50 Emerging Global Outsourcing cities. It also is a major tourist destination in India, and was ranked the 7th best place to visit in Asia in the 2008 Conde Nast Traveller Readers Choice Survey.
Personal Loan Jaipur
The need for extra cash for your child’s education, home renovation, vacation or wedding in your family can be settled with a personal loan. It follows a swift approval process with minimum documentation. A personal loan is approved within 3–5 working days on the basis of your credit score and income. The interest rate and approved loan amount varies from one bank to another. A borrower can opt for a personal loan in Jaipur for any necessity.
Features of Personal Loan
- Unsecured loan, does not require collateral submission
- Fixed rate of interest
- Flexible tenure upto 60 months
- Post date cheques or ECS or auto debit can be used for loan repayment
- Quick and convenient way to get monetary support
Benefits of Personal Loan
- You don’t have to give any proof of where you are utilizing the loan amount. You are free to use it for any purpose.
- The documentation happens quickly as the approvals are provided quickly.
- The loan is disbursed in 3–5 working days.
- First time borrowers can also avail the personal loan.
- Personal accidental cover also available.
Documentation for Personal Loan in Jaipur
| Salaried
| Self-employed |
| Any one ID proof-Passport, driving license, voter ID and PAN card
| Proof of identity, address proof and DOB proof for KYC |
| Residence proof- leave and license agreement, water and electricity bills not older than 3 months
| Residence proof- leave and license agreement, water and electricity bills not older than 3 months |
| Salary slips for last 3 months | Audited financial for the last two years for income proof |
| 2 passport size photograph
| Address proof of office |
| Latest 3 months bank statement (where salary income is credited)
| Proof of residence or office ownership |
| Proof of business continuity |
Eligibility Criteria for Personal Loan in Jaipur
| Criteria
| Salaried | Self-employed |
| Age
| 21-60 years | 25-65 years |
| Income | Minimum Rs 15,000 | Turnover of Rs 15-40 lakh and minimum PAT of Rs 1 lakh for professionals and 2 lakh for proprietorship , should be in current business for at least 5 years and minimum 3 years for doctors
|
| Loan amount
| Rs 15 lakh | |
| Rate of interest
| 12.99%-15.50% | 12.99% to 20% |
| Loan processing charges
| 1.5%-2.5% | 1.5%-2.5% |
| Prepayment/ foreclosure charges
| Nil-5% | Nil-5% |