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SBI Equity Hybrid Fund Direct Plan-Growth rating rating rating rating rating

Hybrid Aggressive Hybrid

PLAN: GROWTH TYPE : OPEN-ENDED OPTION: Growth

1 Yr return

15.86%

3 Yrs CAGR returns

11.72%

5 Yrs CAGR returns

11.4%

NAV as on 14 Nov

₹ 151.33 by 0.38 ( 0.25%)

Expense ratio

1.09

Exit load

1%

Fund Size (Cr)

₹ 30028.1


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Performance Graph*
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If ₹1000 invested for 1

Estimated returns*

₹ 0

with % annual returns

Direct Funds
Estimated amount
₹ 10,27,000
Regular Funds
Estimated amount
₹ 9,91,000

* The calculator, based on assumed rate of returns, is meant for illustration purposes only.More

The calculations are not based on any judgments of the future return and should not be construed as promise on minimum returns. Information gathered and material used in this calculator is believed to be from reliable sources. Paisabazaar however does not warrant the accuracy, reasonableness and/or completeness of any such information. While utmost care has been exercised while preparing the calculator, Paisabazaar does not warrant the completeness or guarantee that the achieved computations are flawless and/or accurate and disclaims all liabilities, losses and damages arising out of the use or in respect of anything done in reliance of the calculator.

investment objective

The scheme seeks to provide investors long-term capital appreciation along with the liquidity of an open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in fixed income securities.

Tax Implications

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

riskometer
Top Holdings
Top 10 Sectors %
Financial 42.59
Services 7.58
Energy 6.22
Others 5.15
Technology 4.49
Automobile 4.43
FMCG 4.12
Communication 3.98
Health Care 3.67
Sovereign 3.24
Top 10 Sectors %
Banking 7.17
Others 4.55
Banking 4.04
Banking 4.02
Telecom.Services 3.98
Banking 3.82
Hire Purchase 3.26
Computer Software 2.95
Drugs & Pharma 2.85
Life Insurance 2.81
Fund house details
Fund House SBI Mutual Fund
Fund Manager Dinesh Ahuja
Fund Setup Date 01 Jan 2013
Address 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East)
Contact 022 - 61793000 / 1800 425 5425
Email ID customer.delight@sbimf.com
More About This Fund

What is SBI Equity Hybrid Fund?

SBI Equity Hybrid Fund, as the fund name describes, it’s a hybrid scheme with combination of both Debt and Equity investments. However, it is an aggressive hybrid plan which bets more of the fund money on equities than debt and other instruments. The risk is moderately high as a major chunk of the fund is invested in equities.

It is an open ended plan that seeks to offer long term wealth generation and offers liquidity where investors can go for periodic payments and withdrawal anytime. There is no exit charge except if redemption made is within 1 year.

Hybrid Funds have an added advantage of providing double benefits to the investors, high returns via equity investment and capital protection as well as stability of fixed income through debt securities. SBI Equity Hybrid Fund has its corpus invested in government and AAA rated securities as the Fund Managers R. Srinivasan and Dinesh Ahuja focus on quality stocks and securities.

Who Should Invest?

  • Investors who are ready for moderately high risks
  • Investors looking for high returns of equities as well as stability of securities
  • Investors seeking long term capital appreciation

What You Could Gain?

  • In the long term, Hybrid Funds can offer high returns through equity investments
  • Investments in government and AAA rated securities comply with safety needs of the investor
  • Hybrid Funds balance the risk and returns of equities and debt

What You Could Lose?

There are market risks associated with equity investments and as an aggressive hybrid plan, SBI Equity Hybrid Fund is not free from it.

Investment Portfolio

SBI Equity Hybrid Fund is heavily invested in sectors of Banking & Finance (Private Banks and NBFCs), IT & Software and miscellaneous. As a hybrid fund scheme, it offers both the diversity of portfolio as well as a balance between risk of high growth companies and security of fixed income debt instruments.

As an aggressive fund, 65% of the assets is allocated to equities and equity related instruments while a range of 20-35% is towards debt and money market instruments.

SBI Equity Hybrid Fund has been a consistent performer with a constant growth in its Net Asset Value (NAV), that has given a tough competition to the peers and exceeded the benchmarks of CRISIL Hybrid Aggressive Index and S&P BSE Sensex.

Taxation Policy

As per the taxation rules, the long term capital gains from mutual funds, over and above Rs 1 lakh, made on sale of units after 1 year from the date of allotment are to be taxed at the rate of 10% (without indexation). On the other hand, the short-term capital gains made on sale of units within 1 year from the date of allotment are to be taxed at the rate of 15%.

How to Invest?

  • Sign Up/Sign In to Paisabazaar.com and go to ‘Direct Mutual Funds
  • Click on the section of ‘Hybrid Funds’
  • Type and search directly by the name of SBI Equity Hybrid Fund. Once it opens up, look at the details. You can also compare similar funds as well as use Mutual Fund Returns Calculator
  • Click on ‘Invest Now’, select either Lump sum or SIP

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FAQs

Q. What does hybrid fund mean?
A. Mutual Funds are invested in various instruments – shares/equities, bonds/debts and other money market instruments. SEBI has laid down rules to classify a Mutual Fund as Equity Fund, Debt Fund or Hybrid Fund based on higher percentage of investment in either equities or debt. Hybrid Funds are those that invest a fair proportion in both equities and debts. Hybrid Funds are further classified as Equity Hybrid Fund or Debt Hybrid Fund on the basis of greater inclination of investments in equities or debt.

Q. What are aggressive funds?
A. Aggressive Mutual Funds are Equity Hybrid Funds, that have an aggressive stance of investment by taking risks of investing in equities. Equities are high risk-high return assets. On the contrary, there are funds that take conservative stance by investing more in debt securities, known as Conservative Funds or Debt Hybrid Funds.

Q. Does SBI Equity Hybrid Fund come under Section 80C or offers tax benefits?
A. SBI Equity Hybrid Fund is not a tax saver fund and does not come under Section 80C. The taxation rules apply to it as applicable for all capital gains via mutual funds in long term and short term.

Q. What are the benefits of an open-ended fund?
A. An open ended fund offers liquidity as it allows investors to invest money periodically and not in a lump sum. This leads to wealth creation in long term without any financial burden on the investor. Small investments via Systematic Investment Plan (SIP) is considered efficient and convenient mode of investment.

Q. What is Exit Load?
A. Exit Load is the fee charged from an investor when he decides to quit the scheme and redeem his money. Generally, there is some penalty charged only if funds are redeemed in less than 365 days, otherwise there are usually no charges.

Q. What is Expense Ratio?
A. It is the fee charged from the investor for managing his fund money and allocating it to the stocks that can help him earn returns.

Q. What is a Direct Mutual Fund?
A. A Direct Mutual Fund is where there is no broker/mediator involved to help the investor select the fund for investing. In a Regular Plan, the Expense Ratio is more than in a Direct Plan, as there are additional charges for the mediator.