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SBI Equity Hybrid Fund Direct Plan-Growth SBI Equity Hybrid Fund Direct Plan-Growth SBI Equity Hybrid Fund Direct Plan-Growth SBI Equity Hybrid Fund Direct Plan-Growth - Get latest updates on NAV, Dividends, Returns, Performance, Risks & Portfolio. Invest now! Paisabazaar INR 1000 1 rating rating rating rating rating SBI Equity Hybrid Fund Direct Plan-Growth 5 5

Hybrid Aggressive Hybrid

PLAN: GROWTH TYPE : OPEN-ENDED OPTION: Growth

1 Yr return

6.04%

3 Yrs CAGR returns

6.38%

5 Yrs CAGR returns

8.38%

NAV as on 07 Aug

₹ 149.51 by 0.45 ( 0.30%)

Expense ratio

1.02

Exit load

1%

Fund Size (Cr)

₹ 30028.1


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Performance Graph*
Returns Calculator
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If ₹1000 invested for 1

Estimated returns*

₹ 0

with % annual returns

Direct Funds
Estimated amount
₹ 10,27,000
Regular Funds
Estimated amount
₹ 9,91,000

* The calculator, based on assumed rate of returns, is meant for illustration purposes only.More

The calculations are not based on any judgments of the future return and should not be construed as promise on minimum returns. Information gathered and material used in this calculator is believed to be from reliable sources. Paisabazaar however does not warrant the accuracy, reasonableness and/or completeness of any such information. While utmost care has been exercised while preparing the calculator, Paisabazaar does not warrant the completeness or guarantee that the achieved computations are flawless and/or accurate and disclaims all liabilities, losses and damages arising out of the use or in respect of anything done in reliance of the calculator.

investment objective

The scheme seeks to provide investors long-term capital appreciation along with the liquidity of an open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in fixed income securities.

Tax Implications

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

riskometer
Top Holdings
Top 10 Sectors %
Financial 30.32
Sovereign 11.71
Energy 9.18
Health Care 6.53
Construction 6.27
FMCG 5.82
Technology 4.9
Services 4.5
Communication 4.26
Engineering 3.64
Top 10 Sectors %
Sovereign 6.66
Banking 5.3
Telecom.Services 4.26
Drugs & Pharma 3.77
Computer Software 3.24
Hire Purchase 3.09
Banking 2.96
Cement 2.52
Banking 2.46
Tobacco Prod. 2.39
Fund house details
Fund House SBI Mutual Fund
Fund Manager Dinesh Ahuja
Fund Setup Date 01 Jan 2013
Address 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East)
Contact 022 - 61793000 / 1800 425 5425
Email ID customer.delight@sbimf.com
More About This Fund

About SBI Equity Hybrid Fund

SBI Equity Hybrid Fund, as the fund name describes, it’s a hybrid scheme with combination of both Debt and Equity investments. However, it is an aggressive hybrid plan which bets more of the fund money on equities than debt and other instruments. It is an open ended plan that seeks to offer long term wealth generation and offers liquidity where investors can go for periodic payments and withdrawal anytime.

Hybrid Funds have an added advantage of providing double benefits to the investors, high returns via equity investment and capital protection as well as stability of fixed income through debt securities. SBI Equity Hybrid Fund balances the risk and returns of equities and debt and offers both the diversity of portfolio as well as a balance between risk of high growth companies and security of fixed income debt instruments. As an aggressive fund, 65% of the assets is allocated to equities and equity related instruments while a range of 20-35% is towards debt and money market instruments.

Who Should Invest?

  • Investors seeking long term capital appreciation
  • Investors looking for high returns of equities as well as stability of securities as Hybrid Funds can offer high returns through equity investments in long term while investments in government and AAA rated securities comply with safety needs of the investors

Risks

There are market risks associated with equity investments and as an aggressive hybrid plan, SBI Equity Hybrid Fund is not free from it as a major chunk of the fund is invested in equities. Investors who are ready for moderately high risks should opt for this scheme.

Also Read: What are Hybrid Funds?

Will You Pay Tax?

If you withdraw or redeem the units before one year of investment, Short Term Capital Gains Tax of 15% is levied. Whereas, Long Term Capital Gains Tax above ₹1 lakh will be taxed at 10% after completion of 1 year of investment.

Let’s say, an individual has ₹2 lakh disposable taxable income in a given financial year, and s/he decides to invest the amount in ELSS. ₹1.5 lakh out of this amount would be exempted from any taxation.₹50,000 would be taxed as per the income tax slab of the investor.

It should be noted that the investment in ELSS remains locked-in for 3 years.

The returns from ELSS are taxed like that from any other equity mutual fund scheme. However, since the units can’t be redeemed before 3 years of investment, only Long Term Capital Gains Tax of 10% above ₹1 lakh will be levied.

Suppose an investor has made a capital gain of ₹1.5 lakh on investment in this scheme, and withdraws the amount after 1 year of investment, Long Term Capital Gains Tax of 10% would be levied on ₹50000. ₹1Lakh is exempted from taxation. The payable tax would be ₹5000.

er and above Rs 1 lakh, made on sale of units after 1 year from the date of allotment are to be taxed at the rate of 10% (without indexation). On the other hand, the short-term capital gains made on sale of units within 1 year from the date of allotment are to be taxed at the rate of 15%.

Also Know: How to Withdraw your Money in a Mutual Fund?

How to Invest?

  • Sign Up/Sign In to Paisabazaar.com and go to ‘Direct Mutual Funds’
  • Click on the section of ‘Hybrid Funds’
  • Type and search directly by the name of SBI Equity Hybrid Fund. Once it opens up, look at the details. You can also compare similar funds as well as use Mutual Fund Returns Calculator
  • Click on ‘Invest Now’, select either Lump sum or SIP

Why Should You Choose Paisabazaar?

  • Trusted website, no commission charges and no paperwork. Only direct plans, no regular ones
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  • Important scheme details such as latest Net Asset Value (NAV), expense ratio, assets under management, etc are also available on the portal, making it easier for consumers to pick a suitable fund

FAQs

Q. What does hybrid fund mean?
A. Mutual Funds are invested in various instruments – shares/equities, bonds/debts and other money market instruments. SEBI has laid down rules to classify a Mutual Fund as Equity Fund, Debt Fund or Hybrid Fund based on higher percentage of investment in either equities or debt. Hybrid Funds are those that invest a fair proportion in both equities and debts.

Q. What are aggressive funds?
A.
Hybrid Funds are further classified as Equity Hybrid Fund or Debt Hybrid Fund on the basis of greater inclination of investments in equities or debt. Aggressive Mutual Funds are Equity Hybrid Funds, that have an aggressive stance of investment by taking risks of investing in equities. Equities are high risk-high return assets. On the contrary, there are funds that take conservative stance by investing more in debt securities, known as Conservative Funds or Debt Hybrid Funds.

Q. Is it beneficial to invest via open-ended (lumpsum) or SIP?
A.
SIP (Systematic Investment Plan) is considered efficient and convenient mode of investment that is beneficial in the long term investment. It also reduces financial burden as one needs to invest periodically and provides the benefit of rupee averaging cost.

Q. What is the entry load for this fund?
A. There is no applicable entry load on the aforementioned fund.

Q. What is the exit load for this scheme?
A.
If an investor redeems the purchased units within 1 year of allotment of units, an exit load of 1% is payable by the investor. However, no exit load is levied for redemption of units after 1 year of purchase.

Q. Is there any lock-in period for investment in this scheme?
A. No. Investors can redeem their investment as per their wish and needs.

Q. What is the fund manager’s style of investment?
It is jointly managed by R.Srinivasan and Dinesh Ahuja who have made SBI Equity Hybrid Fund has been a consistent performer. It has given a tough competition to the peers and exceeded the benchmarks of CRISIL Hybrid Aggressive Index and S&P BSE Sensex. SBI Equity Hybrid Fund is heavily invested in sectors of Banking & Finance (Private Banks and NBFCs), IT & Software and miscellaneous.