Amc logo

L&T India Value Fund Direct-Growth L&T India Value Fund Direct-Growth L&T India Value Fund Direct-Growth L&T India Value Fund Direct-Growth - Get latest updates on NAV, Dividends, Returns, Performance, Risks & Portfolio. Invest now! Paisabazaar INR 5000 1 rating rating rating rating rating L&T India Value Fund Direct-Growth 4 5

Equity Value Oriented

PLAN: GROWTH TYPE : OPEN-ENDED OPTION: Growth

1 Yr return

-22.37%

3 Yrs CAGR returns

-4.96%

5 Yrs CAGR returns

4.29%

NAV as on 29 May

₹ 30.1 by 0.26 ( 0.86%)

Expense ratio

0.93

Exit load

1%

Fund Size (Cr)

₹ 7759.49


start your investment

Error: This is a mandatory field

Digits Only

Note: We will verify this number in the next step

User already exists. Click here to Login

Error: This is a mandatory field

By clicking on "Proceed", I accept the
Mutual Funds Terms of Services.

Performance Graph*
Returns Calculator
rupee Digits Only

Error: This is a mandatory field

If ₹5000 invested for 1

Estimated returns*

₹ 0

with % annual returns

Direct Funds
Estimated amount
₹ 10,27,000
Regular Funds
Estimated amount
₹ 9,91,000

* The calculator, based on assumed rate of returns, is meant for illustration purposes only.More

The calculations are not based on any judgments of the future return and should not be construed as promise on minimum returns. Information gathered and material used in this calculator is believed to be from reliable sources. Paisabazaar however does not warrant the accuracy, reasonableness and/or completeness of any such information. While utmost care has been exercised while preparing the calculator, Paisabazaar does not warrant the completeness or guarantee that the achieved computations are flawless and/or accurate and disclaims all liabilities, losses and damages arising out of the use or in respect of anything done in reliance of the calculator.

investment objective

The Scheme seeks to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, in the Indian markets with higher focus on undervalued securities. It could also additionally invest in Foreign Securities in international markets.

Tax Implications

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

riskometer
Top Holdings
Top 10 Sectors %
Financial 26.81
Energy 12.37
Construction 11.4
Chemicals 9.64
Health Care 9.06
Technology 7.44
FMCG 5.64
Automobile 4.09
Communication 3.28
Services 2.32
Top 10 Sectors %
Crude Oil & Natural Gas 9.25
Banking 7.03
Banking 6.37
Housing Finance 4.86
Computer Software 4.13
Telecom.Services 3.28
Other Fertilisers 2.84
Drugs & Pharma 2.62
Drugs & Pharma 2.56
Computer Software 2.36
Fund house details
Fund House L&T Mutual Fund
Fund Manager Alok Ranjan
Fund Setup Date 01 Jan 2013
Address Brindavan Plot No. 177, CST Road Kalina, Santacruz (East)
Contact 022-66554000, 1800 2000 400
Email ID investor.line@lntmf.co.in
More About This Fund

About L&T India Value Fund

It is an open-ended equity scheme that aims to generate returns by employing value investment strategy for selecting equity stocks for investment. It predominantly focuses on undervalued securities in the Indian capital markets. However, some portion of the total assets under management has been invested in foreign securities.

The value investment strategy involves  buying “good stocks at cheap valuations”, after thorough research and analysis of the financial market and various companies. These firms are expected to grow exponentially in the future. The underlying idea is that these firms are undervalued either due to change in economic cycle or short-term problems afflicting the business.

Also Read: Best Value Funds for Investment

Who Should Invest in L&T India Value Fund?

  • Individuals who have a decent knowledge of value investment strategy, and could understand its fundamentals, should opt for this fund, as it is quite difficult to comprehend the fund manager’s stock selection if one is not acquainted with the strategy.
  • Investors who have a bunch of growth-stocks as a part of their portfolio can opt this fund for diversification. This diversification in investment style adds value to the final capital gains made by an investor.
  • Investment in these funds carry high risk, as there is a fair chance that the bets placed on undervalued stocks might not turn out as per the wishes of the fund manager. There is a possibility that these stocks might not perform well even in the long run. This is known as a ‘value trap’. Therefore, individuals investing in Tata Equity PE Fund should have a high risk appetite.
  • Sometimes, for an equity stock to realise its full value might take a lot of time. This means that the investors may have to wait for years before making profits on their investment. If you have a short term investment horizon, it is better to opt for liquid funds such as Nippon India Liquid Fund or Franklin Ultra Short Bond Fund.

Will you Pay Tax?

If you withdraw or redeem the units before one year of investment, Short Term Capital Gains Tax of 15% is levied. Whereas, Long Term Capital Gains Tax above ₹1 lakh will be taxed at 10% after completion of 1 year of investment.

For instance, an investor has made a capital gain of ₹30000 on investment in L&T India Value Fund, Short Term Capital Gains Tax of 15% would be levied if s/he withdraws the amount within one year of investment. The payable tax would be ₹4500.

Also, if the investor has made a capital gain of ₹2 lakh on investment in this scheme, and withdraws the amount after 1 year of investment, Long Term Capital Gains Tax of 10% would be levied on ₹1 lakh. Residual ₹1Lakh is exempted from taxation. The payable tax would be ₹10,000.

Also Read: How to Withdraw Your Money in Mutual Funds?

How to Invest in L&T India Value Fund Online?

  • Sign Up/Sign In to Paisabazaar.com and go to ‘Equity Funds’
  • Click on the section of ‘Value Oriented Funds’
  • Type and search directly by the name of L&T India Value Fund Direct Growth. Once it opens up, look at the details. You can also compare similar funds as well as use SIP Calculator or Lumpsum Calculator to estimate the future value of your investment.
  • Click on ‘Invest Now’, select either Lump sum or SIP

Why Paisabazaar?

  • Trusted website, no commission charges and no paperwork
  • You can compare more than 1,700 Funds at one platform instead of visiting the website of each AMC and then searching for numerous funds
  • Easy to browse as Funds are segregated under Equity, Debt, Large Cap, ELSS, etc. You can further add filters of ratings, returns, fund houses.
  • Important scheme details such as latest Net Asset Value (NAV), expense ratio, assets under management, etc are also available on the portal, making it easier for consumers to pick a suitable fund.

FAQs

Q. What is the entry load for this fund?
A. There is no applicable entry load on the aforementioned fund.

Q. What is the exit load for the fund?
A.
If an investor redeems the 10% of purchased units within 1 year of allotment of units, there is no exit load levied. If more than 10% of investment are redeemed, an exit load of 1% is payable by the investor  However, no exit load is levied for redemption of units after 1 year of purchase.

Q. What is the suggested investment horizon for L&T India Value Fund?
A.
As the underlying equity investment of this fund takes 4-5 years to deliver significant returns , it is advisable to stay invested for at least 7 years, for substantial capital appreciation.

Q. Which is the better mode of investment for L&T India Value Fund, SIP or Lump-sum investment?
A.
Since the aforementioned fund is an equity fund, it is advisable to invest via Systematic Investment Plan (SIP) to average out the cost of units purchased. SIPs effectively counter the risk arising out of market fluctuations.

Q. Who is the fund manager of this fund? What investment strategy does he use?
A.
Mr. Venugopal Manghat, the fund manager of L&T India Value Fund has been managing the fund from the past 7 years and with his proficient stock selection, the fund has delivered exponential returns. He thoroughly researches and analyzes the emerging companies and then chooses the right stock with high growth potential for investing.