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Kotak Low Duration Fund Direct-Growth Kotak Low Duration Fund Direct-Growth Kotak Low Duration Fund Direct-Growth Kotak Low Duration Fund Direct-Growth - Get latest updates on NAV, Dividends, Returns, Performance, Risks & Portfolio. Invest now! Paisabazaar INR 5000 1 rating rating rating rating rating Kotak Low Duration Fund Direct-Growth 4 5

Debt Low Duration

PLAN: GROWTH TYPE : OPEN-ENDED OPTION: Growth

1 Yr return

9.39%

3 Yrs CAGR returns

8.62%

5 Yrs CAGR returns

8.9%

NAV as on 25 Sep

₹ 2704.37 by 0.07 ( 0.00%)

Expense ratio

0.36

Fund Size (Cr)

₹ 5146.39


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Performance Graph*
Returns Calculator
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If ₹5000 invested for 1

Estimated returns*

₹ 0

with % annual returns

Direct Funds
Estimated amount
₹ 10,27,000
Regular Funds
Estimated amount
₹ 9,91,000

* The calculator, based on assumed rate of returns, is meant for illustration purposes only.More

The calculations are not based on any judgments of the future return and should not be construed as promise on minimum returns. Information gathered and material used in this calculator is believed to be from reliable sources. Paisabazaar however does not warrant the accuracy, reasonableness and/or completeness of any such information. While utmost care has been exercised while preparing the calculator, Paisabazaar does not warrant the completeness or guarantee that the achieved computations are flawless and/or accurate and disclaims all liabilities, losses and damages arising out of the use or in respect of anything done in reliance of the calculator.

investment objective

The scheme seeks to generate income through investment in low duration debt and money market securities.

Tax Implications

Returns are taxed at Marginal rate of taxation, if you redeem before 36 months. Gains on debt mutual funds held for 36 months or more are treated as long-term capital gains and taxed at the rate of 20% after indexation benefits. Indexation is a technique to adjust tax payments by employing a price index which adjusts for inflation.

riskometer
Top Holdings
Top 10 Sectors %
Financial 50.02
Sovereign 12.88
Others 11.56
Engineering 8.06
Metals 5.18
Energy 4.43
Construction 3.31
Services 1.96
Communication 1.74
undefined 0.86
Top 10 Sectors %
Sovereign 8.99
DFIs 5.02
Sovereign 3.89
SIDCs/SFCs 3.81
Hire Purchase 3.73
Banking 3.44
Housing Finance 3.34
Others 3.28
Others 3.03
Power Projects 2.29
Fund house details
Fund House Kotak Mutual Fund
Fund Manager Vikrant Mehta
Fund Setup Date 01 Jan 2013
Address 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E)
Contact 022-61152100, 1800222626
Email ID mutual@kotak.com
More About This Fund

Kotak Low Duration Fund is an open ended fund that invests in low duration debt and money market securities. Its primary objective is to generate a source of regular income to its investors. It is a better option to bank accounts and deposits as Low Duration Funds can give higher returns than term or savings deposits.

It is a less volatile and highly liquid Debt Fund. It invests more than 65% in high rated (A+, AA,AAA, A1+) debentures and bonds that come with a short maturity period ranging between 6 months to 1 year.

Who should Invest?

  • Investors who want to invest their idle money for short term as this fund is highly liquid due to the lower maturity period
  • Conservative investors seeking low risk funds for security of invested money
  • Investors with moderate risk appetite
  • Investors looking out for stable income
  • If you want an alternative for bank deposits to get better returns than FDs

Risks

Kotak Low Duration Fund is a Debt Fund that carries lower risks than Equity Funds. Because of its smaller maturity time, the risks are all the more negligible. However, credit risk is associated if the bond issuer fails to repay the invested money. Although interest risks are associated with it but it is less likely to happen because of its short maturity.

Will You Pay Tax?

If the fund is held for more than 3 years, then the returns drawn on it will be Long Term Capital Gains and taxed at 20% with indexation and also applicable surcharges. If it is withdrawn before 36 months, then it will be considered as Short Term Capital Gains and taxation will be as per the tax slab of the investors. Also, the dividends may be charged TDS of 10% before payouts.

How to invest in Kotak Low Duration Fund?

  • Sign Up/Sign In to Paisabazaar.com and go to ‘Direct Mutual Funds’
  • Click on the section of Kotak Asset Management Company Ltd.
  • Type and search directly by the name of Kotak Low Duration Fund. Once it opens up, look at the details. You can also compare similar funds as well as use Returns Calculator
  • Click on ‘Invest Now’, select either Lump sum or SIP

Why should you choose Paisabazaar?

  • Trusted website, no commission charges and no paperwork
  • You can compare more than 1,700 Funds at one platform instead of visiting the website of each AMC and then searching for numerous funds
  • Easy to browse as Funds are segregated under Equity, Debt, Large Cap, ELSS, etc. You can further add filters of ratings, returns, fund houses
  • Important scheme details such as latest Net Asset Value (NAV), Expense Ratio, Assets Under Management (AUM), etc are also available on the portal, making it easier for consumers to pick a suitable fund

Frequently Asked Questions (FAQs)

Q. Should you invest in Kotak Low Duration Fund?

Ans. If you’re a conservative investor looking out for secure investment giving higher returns than Bank Fixed Deposits or stable source of income then you may go for this. In case you are looking for high returns and ready to bear higher risks then invest in some Equity Funds. You can go for a safer option among Equity Funds such as Large Cap Funds.

Q. Is it beneficial to invest via open-ended (lumpsum) or SIP?

Ans. SIP (Systematic Investment Plan) is considered an efficient and convenient mode of investment that is beneficial in the long term investment. It also reduces financial burden as one needs to invest periodically and provides the benefit of rupee averaging cost. However, it has limited benefits in Debt Funds and is more suitable for Equity, so you might consider investing Lump Sum in this fund.

Q. What is the entry load for this fund?

Ans. There is no applicable entry load on the aforementioned fund.

Q. What is the Exit Load for this scheme?

Ans. There is no Exit Load on this fund.

Q. Is there any lock-in period for investment in this scheme?

Ans. No. Investors can redeem their investment as per their wish and needs.

Q. What is the fund manager’s style of investment?

Ans. Deepak Agarwal is the fund manager since 2015 who assures that the corpus is invested in best rated securities that can provide optimum returns from debentures and regular dividends for the investors.