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ICICI Prudential Regular Savings Fund Direct-Growth ICICI Prudential Regular Savings Fund Direct-Growth ICICI Prudential Regular Savings Fund Direct-Growth ICICI Prudential Regular Savings Fund Direct-Growth - Get latest updates on NAV, Dividends, Returns, Performance, Risks & Portfolio. Invest now! Paisabazaar INR 5000 1 rating rating rating rating rating ICICI Prudential Regular Savings Fund Direct-Growth 5 5

PB Recommended Hybrid Conservative Hybrid

PLAN: GROWTH TYPE : OPEN-ENDED OPTION: Growth

1 Yr return

10.94%

3 Yrs CAGR returns

7.72%

5 Yrs CAGR returns

9.79%

NAV as on 18 Sep

₹ 50.5 by 0.01 ( 0.03%)

Expense ratio

1.17

Exit load

1%

Fund Size (Cr)

₹ 1651.12


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Performance Graph*
Returns Calculator
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If ₹5000 invested for 1

Estimated returns*

₹ 0

with % annual returns

Direct Funds
Estimated amount
₹ 10,27,000
Regular Funds
Estimated amount
₹ 9,91,000

* The calculator, based on assumed rate of returns, is meant for illustration purposes only.More

The calculations are not based on any judgments of the future return and should not be construed as promise on minimum returns. Information gathered and material used in this calculator is believed to be from reliable sources. Paisabazaar however does not warrant the accuracy, reasonableness and/or completeness of any such information. While utmost care has been exercised while preparing the calculator, Paisabazaar does not warrant the completeness or guarantee that the achieved computations are flawless and/or accurate and disclaims all liabilities, losses and damages arising out of the use or in respect of anything done in reliance of the calculator.

investment objective

The scheme seeks to generate long-term capital appreciation by investments in money market and debt instruments.

Tax Implications

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

riskometer
Top Holdings
Top 10 Sectors %
Financial 23.11
Sovereign 21.11
Construction 18.31
Energy 9.96
Engineering 5.32
Others 5.08
FMCG 4.49
Services 3.5
Metals 2.57
Automobile 2.48
Top 10 Sectors %
Sovereign 10.44
Others 6.08
Sovereign 5.34
Power Projects 5.08
Crude Oil & Natural Gas 5.02
Hire Purchase 4.17
Real Estate 3.92
Construction 3.63
Real Estate 3.62
Banking 3.62
Fund house details
Fund House ICICI Mutual Fund
Fund Manager Priyanka Khandelwal
Fund Setup Date 01 Jan 2013
Address One BKC, A Wing , 13th Floor, Bandra Kurla Complex, undefined
Contact 022- 26525000, 1800 222 999, 1800 200 6666
Email ID enquiry@icicipruamc.com
More About This Fund

About ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund belongs to the category of Conservative Hybrid Funds and hence, is bound to invest predominantly in equity and debt instruments. The scheme intends to generate regular income for its investors by investing predominantly in debt and money market instruments, along with generating long term capital appreciation from the investments in equity.

Conservative Hybrid Funds invest a major portion of their assets in debt and money market instruments, while the remaining is invested in equity and related securities. Owing to their asset allocation, these funds serve the financial objectives of investors seeking regular income. In order to secure this income and generate inflation beating returns, the investors are advised to stay invested in the fund for a long time.

Who should Invest in ICICI Prudential Regular Savings Fund?

  • The fund should be considered for investment by investors who are seeking for medium to long term options offering regular income
  • Investors who are looking for a source of regular income by investing primarily in debt and money market instruments along with long term capital appreciation by investing in equity and related securities
  • Investors of ICICI Prudential Regular Savings Fund must have an investment horizon of a minimum of 3 years in order to accept gains that beat the inflation rate
  • If you are a conservative investor looking for higher returns than Bank Fixed Deposits, you must consider investing in this fund

Taxation- How is this fund taxed?

  • If the fund’s units are sold within 3 years from the date of investment, the entire amount of gains will be considered as the investor’s income and will be taxed as per his/her income tax slab
  • If the fund’s units are sold after 3 years from the date of investment, Long Term Capital Gains Tax (LTCG) is levied on the gains at 20% after providing the benefits of indexation
  • The dividends paid by the mutual fund scheme are taxed at 29.12% (inclusive of surcharge and cess). The investor does not have to pay this tax directly as it will be deducted from his/her dividend income

How to invest in ICICI Prudential Regular Savings Fund?

Follow the given steps to get started with your SIP or Lump Sum investment into ICICI Prudential Regular Savings Fund:

  • Log-in or Signup to Paisabazaar.com
  • Go to Investments in the Menu Bar and click on ‘Mutual Funds’
  • Scroll to ‘Hybrid’
  • Start a manual search for ‘ICICI Prudential Regular Savings Fund’
  • Read all the details and terms of the Fund carefully
  • Select lump sum or SIP as your investment option and proceed

Why choose Paisabazaar?

  • Trusted website, no commission charges and no paperwork
  • You can compare more than 1,700 Funds at one platform instead of visiting the website of each AMC and then searching for numerous funds
  • Easy to browse as Funds are segregated under Equity, Debt, Large Cap, ELSS, etc. You can further add filters of ratings, returns, fund houses.
  • Important scheme details such as latest Net Asset Value (NAV), expense ratio, assets under management, etc are also available on the portal, making it easier for consumers to pick a suitable fund.

Frequently Asked Questions

Ques: Who is the fund manager of this fund? What is his/her professional background?

Ans: The fund is managed by Mr. Manish Banthia and Mr. Rajat Chandak since September 2013 and February 2015 respectively. Mr. Banthia holds professional degrees in B.Com, CA and MBA while Mr. Chandak has done his graduation in B.Com H and post graduation in MBA.

Ques: What is the objective of ICICI Prudential Regular Savings Fund?

Ans: The fund aims to generate long-term capital appreciation by making investments in the money market and debt instruments.

Ques: What is Expense Ratio? What is the Expense Ratio of ICICI Prudential Regular Savings Fund?

Ans: Expense Ratio is the fee charged from an investor for managing his money and allocating it to stocks that further help him earn returns from his investments. Expense Ratio of this fund has been fixed at 1.91%.

Ques: Is there any Exit Load on this fund?

Ans: The fund charges an Exit Load of 1% for units in excess of 10% of the investments, if the fund’s units are redeemed within one year of allotment. If the units are redeemed after one year from the date of allotment, no Exit Load will be applied.

Ques: Is there any lock-in period in this fund?
Ans: No, the fund does not have any lock-in period.

Ques: What is the minimum and maximum limit for investment in this fund?

Ans: While investing through the SIP mode, the minimum that must be paid is Rs.100. There is no maximum limit on the investment made.