Kotak Royale Signature Credit Card

Given below are the key features of Kotak Royale Signature Credit Card:

Rewards- On Kotak Royale Signature Credit Card, you will earn reward points in the following way:

• 4X Rewards per Rs. 150 on Travel and Tour Agencies, Package Tour Operators, Hotels, Airlines and Air Carriers, Restaurants and International Spends
• 2X Rewards per Rs. 150 across all other categories

Suggested Read: Best Rewards Credit Cards in India for 2020

Lounge Access- With this credit card, you will get 2 complimentary visits per quarter to partner lounges under the Visa Lounge Access Program. You are also entitled to paid access to the above lounges.

Milestone Benefit- The more you spend on your Kotak Royale Signature Credit Card, the more benefits you can avail.

• Spend Rs. 4 Lakh in a year and get 10,000 bonus reward points
• Spend Rs. 8 Lakh in a year and get 30,000 bonus reward points

Fuel Surcharge Waiver– Enjoy fuel surcharge waiver on fuel transactions between Rs. 500 and Rs 3,000. Maximum surcharge waiver in a year is capped at Rs. 3,500.

Lost Card Liability Cover- Get lost card liability cover of up to Rs. 2.5 Lakh against fraudulent usage up to 7 days before reporting the loss of the card.

KASSIST Service- Enjoy priority attend through KASSIST and automate services like cheque drop, monthly due payment, etc.

The table given below shows Kotak Royale Signature Credit Card fees and charges in detail:

To be eligible for Kotak Royale Signature Credit Card, you must meet the following basic requirements:

Please note that even if you meet the above requirements, the bank will further evaluate your application on the basis of your credit profile, past payment patterns, number of debts, etc. The final decision lies solely with Kotak Mahindra Bank.

You will also be required to submit certain documents along with your application.

Interest and eligible candidates can get this credit card by visiting the nearest branch of Kotak Mahindra Bank. However, online application is an easier and quicker way. Here’s how you can apply online-

• Visit the official website of Kotak Mahindra Bank.
• Go to the credit card section and find the Royale Signature Card.
• Click on ‘Apply Now’ and enter the required details.
• If eligible, you can fill the detailed application form.

An executive of the bank will give you a call about document collection. Once you submit the documents, the bank will check the documents and validate the information provided by you. If everything goes right, you will get the card within 7-10 business days.

If you are still not sure whether Kotak Royale Signature Credit Card is the right choice for you, here are a few credit cards to compare it with.

*Terms and Conditions Apply

What is Lost Card Liability Cover on Kotak Royale Signature Credit Card?

The cover includes unauthorised charges on the card if it is lost or stolen on reporting within 7 days. This is a type of insurance cover on your card and is sourced through New India Assurance Company Ltd.

What should I do if my Kotak Credit Card is stolen or lost?

In such a case, you must contact the customer care of Kotak Mahindra Bank at the earliest at 1860 266 2666 and get your card deactivated/blocked. The bank executives will further guide you with the process of claiming your Insurance.

Can I use my Kotak Royale Signature Credit Card internationally?

Yes. Kotak Royale Signature Credit Card is a globally accepted card.

What all services can I avail at a VISA Airport Lounge free of additional cost?

Complimentary services such as gourmet meal, widescreen TVs, comfortable seating, access to newspaper and magazines and free Wi-Fi can be availed under your complimentary lounge access.

Is there an annual fee waiver offer on this card?

No. Kotak Royale Signature Credit Card does not come with annual fee waiver feature.

Please Note: Kotak Mahindra Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.