IIFL Personal loan is designed to make sure that you get funds to deal with any financial situation that may arise. The personal loan offered upto Rs. 25 lakh can be used to pay medical bills, go on a vacation, get married, buy latest gadgets, etc. The process to apply for IIFL personal loan is quick and offers an online approval for your loan application in just 5 minutes.
IIFL Personal Loan- Eligibility Calculator
IIFL has its own tool to calculate the personal loan eligibility of an individual. IIFL personal loan eligibility calculator not only offers you the estimate of the loan that you can avail from IIFL but also allows you to apply for a loan instantly without any hassle.
How to Use IIFL Personal Loan Eligibility Calculator?
IIFL personal loan eligibility calculator is easy to use and requires only a few simple steps before you get to know your eligibility.
- Click here.
- Enter your company name, net monthly salary, current EMIs (if any), mobile numbers and email ID.
- You will receive a copy of your loan eligibility shortly.
IIFL Personal Loan- Eligibility Criteria
- You should be a salaried individual.
- Your monthly income should be atleast Rs. 35,000.
- You should be atleast 25 years old.
- Your maximum age should be 60 years.
- Your current address should be in Delhi/NCR, Mumbai including Vashi and Thane, Pune or Bangalore.
- You should be working in your current organisation for atleast 6 months.
- You should have a total work experience of atleast 2 years.
IIFL Personal Loan- Features
- Loan amount: IIFL personal loan can be availed upto Rs. 25 lakh and can be used to deal with various expenses.
- Flexible tenure: IIFL personal loan can be repaid within flexible tenure ranging from 12 to 60 months.
- Minimum documentation: The process to apply for a personal loan takes place online and required minimum documentation.
- Quick approval: You can auto- fill your loan application form and can skip KYC submission by using Aadhar Number to get a quick e-approval.
- Instant disbursal: Once your loan application is approved, IIFL personal loan amount is disbursed to your account within 8 hours.
IIFL Personal Loan- Interest Rate and Charges
| Interest Rate | 13% onwards |
| Loan processing charges | Upto 2% Of Loan Amount Plus GST |
| Charges for: Cheque Bounce Cheque Dishonour Cheque Swap SI/ECS Dishonour No-Dues Document Retrieval Duplicate Statement / Repayment Schedule, Etc. | Rs. 500/- Per Bounce Plus GST |
| Foreclosure Charges | Upto 6% |
IIFL Personal Loan- Documents Required
- Aadhar number to do eKYC. You just need the number and no upload will be required.
- ID Proof (Not required if eKYC is done)
- Address proof (Not required if eKYC is done)
- Latest Salary slip for past 3 months
- Latest Bank Statement for 3 months of salary account
- Rent Agreement (if applicable)
IIFL Personal Loan– Customer Care
- You can call the customer care at 1860-267-3000 or 7039-050-000.
- You can send an email on reach@iifl.com.
- You can request a call back.
- You can write a letter to Plot No. 98, Udyog Vihar Phase IV, Sector 18, Gurgaon, Haryana 122016