UCO Bank IFSC Code refers to a 11 characters unique code which is a combination of alphabets and numbers and is assigned to all the UCO Bank branches in the country by the Reserve Bank of India (RBI). Here, this code helps in electronically transfer of funds from one bank account to a Dena Bank's beneficiary's bank account of a particular branch.
UCO Bank IFSC Code Format
The IFSC Code of UCO Bank Mehrauli Gurgaon Road (Gurgaon) branch is UCBA0001877.
|UCO Bank Code||Zero||UCO Bank's Branch Code|
- In UCO Bank IFSC Code, the first 4 characters (UCBA) stands for the ‘Bank Name’
- The 5th character is ‘0’ which is same for all the banks
- The last 6 characters (001877) stands for the UCO Bank Mayur Vihar (Delhi) branch code
How does UCO Bank IFSC Code work?
In order to transfer funds to a UCO Bank's particular payee, one has to provide the following details:
- Name of the Payee
- Account Number
- IFSC Code of UCO Bank's receiving branch
- Fund transfer amount
Once the remitter provides all these details, he/she will be able to transfer funds to the beneficiary easily as the IFSC code will help in locating the correct branch of the beneficiary's bank account.
How to search UCO Bank IFSC Code & MICR Code?
One can easily find the UCO Bank IFSC Code by any of the below-mentioned ways:
1. PaisaBazaar IFSC Search Tool
The bank customers can use the online IFSC Search Tool offered by Paisabazaar by following the steps mentioned below:
- The tool is available at the top of this page
- UCO Bank is the default bank selected here, it can be changed if required
- Enter the state and city names as per the requirement
- Select the bank's branch to check its IFSC Code with other details like address, MICR code, and contact number
Customers can also search IFSC and MICR Codes for any UCO Bank's branch on the following platforms:
2. UCO Bank Cheque Book
The IFSC code is mentioned at the top of the UCO Bank cheque whereas Cheque number and MICR code is present at the bottom of the cheque for the specific branch.
3. UCO Bank Passbook
UCO Bank account holders can also check their branch's IFSC on their account passbook provided by the bank.
Alternatively, customers can visit the Reserve Bank of India’s website to find the same.
How to Make Fund Transfer using UCO Bank IFSC Code?
UCO Bank customers can transfer funds via below-mentioned modes:
NEFT or National Electronic Funds Transfer facility refers to the online fund transfer system provided by the Reserve Bank of India. This enables all the account holders of the banks enrolled in the system to carry out fund transfer online. Account holders are required to provide IFSC Code of the beneficiary to transfer funds electronically. In case of incorrect IFSC code, the fund transfer request will be declined.
Real-Time Gross Settlement (RTGS) is another payment system in which the money is credited in the beneficiary’s account in real-time and on a gross basis. The RTGS system is primarily meant for large value transactions (more than Rs. 2 lakh) that require and receive immediate clearing. In order to make a transaction using RTGS, the sender needs to provide the following details –
- Name of the Payee
- Account Number
- IFSC Code of the Beneficiary’s Bank Branch
- Amount to be Paid
Immediate Payment Service (IMPS) is a real-time instant inter-bank fund transfer system managed by the National Payment Corporation of India (NPCI). IMPS is available 24/7 throughout the year including bank holidays, unlike NEFT and RTGS. In order to send money, the sender needs to provide the following details –
- Account Number of Beneficiary
- Type of Account (Savings / Current Account)
- IFSC Code of Beneficiary’s Bank Branch
- Name of the Beneficiary
About UCO Bank
UCO Bank, formerly known as United Commercial Bank was founded in 1943. With more than 3000 units across the country, UCO Bank is headquartered in Kolkata. It is a government owned commercial bank, which provides deposit accounts, credit cards, debit cards, loans and much more to all the customers.