The West Bengal State Cooperative Bank IFSC Code (Indian Financial System Code) is an 11-digit alphanumeric code used to uniquely identify all banks and their respective branches. The use of IFSC Code is mandatory in the electronic or online transfer of funds using NEFT, RTGS or IMPS. It is vital for the online transfer of funds from one bank account to another. Also, it is to be noted that each bank branch will have a different IFSC Code, hence no 2 bank branches can have the same IFSC Code.
Structure of The West Bengal State Cooperative Bank IFSC Code
The 11-digit IFSC Code is a unique combination of 3 essential parts. Below given is the example of the IFSC Code of The West Bengal State Cooperative Bank, Kolkata, West Bengal. Here ‘WBSC0000011’ is the 11-digit IFSC Code where:
- The first 4 characters ‘WBSC’ represent the bank code
- The 5th character is a ‘0’
- The last 6 characters ‘000011’ represent the branch code of Chetla, Kolkata
| The West Bengal State Cooperative Bank Code | Zero | The West Bengal State Cooperative Bank’s Branch Code | ||||||||
| W | B | S | C | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
Where to find The West Bengal State Cooperative Bank IFSC Code?
The users can find the IFSC Code both online as well as offline. Below listed are the different ways:
Online
- IFSC Code search tool by Paisabazaar: The customers can visit the IFSC Code search tool provided by Paisabazaar. Enter details like the bank name, state, city and branch name. The IFSC code will be displayed on the right-hand side of the page.
- RBI: The customers can also find the IFSC Code on the official website of the Reserve Bank of India.
- Net Banking / Mobile Banking: The users can also find the IFSC Code on the bank’s official website or by logging into the net banking portal or mobile application.
Offline
- Cheque Book: The IFSC Code can be found printed on the top left corner of the cheque leaf.
- Passbook: The users can find the IFSC Code on the first page of the passbook provided by the bank.
Use of The West Bengal State Cooperative Bank IFSC Code
IFSC Code helps RBI to monitor all the financial transactions performed by an individual. Also, the use of IFSC Code is mandatory in the electronic or online transfer of funds using NEFT (National Electronic Fund Transfer), RTGS (Real-Time Gross Settlement) or IMPS (Immediate Payment Service).
| Payment Service | Key Features |
| NEFT | ● No maximum or minimum transfer limit ● Service Timings: Available 24X7, 365 days (including Sundays and bank holidays) |
| RTGS | ● Have no maximum cap limit ● Minimum transfer limit: Rs.2 lakh |
| IMPS | ● Available 24X7, 365 days (including Sundays and bank holidays) ● Maximum transfer value: Rs.2 lakh |