The Tamil Nadu State Apex Cooperative Bank IFSC or Indian Financial System Code is an alphanumeric code that uniquely identifies a bank branch participating in online fund transfer process. This is an 11-digit code with first 4 alpha characters representing the bank code and the last 6 numeric characters representing the branch. The 5th character is ‘0’. The IFSC codes are allocated to each bank branch by the Reserve Bank of India (RBI).
Format of The Tamil Nadu State Apex Cooperative Bank IFSC Code
| The Tamil Nadu State Apex Cooperative Bank Code | Zero | The Tamil Nadu State Apex Cooperative Bank’s Branch Code | ||||||||
| T | N | S | C | 0 | 0 | 9 | 9 | 9 | 9 | 9 |
Here in the above example of the IFSC code of The Tamil Nadu State Apex Cooperative Bank (TNSC0099999), the first 4 characters represent the bank code, the 5th character is a ‘0’ and the last 6 characters represent the branch code of Chennai, Tamil Nadu.
How to Search for The Tamil Nadu State Apex Cooperative Bank IFSC Code?
The users can find the IFSC Code by following any of the below mentioned ways:
- IFSC Code Search Tool by Paisabazaar: The users can go to the IFSC Code search tool page provided by Paisabazaar and enter details like the bank name, state, city and branch name. The IFSC, MICR Code along with other details can be seen on the right hand side of the page.
- Cheque Book / Passbook: The users can find the IFSC Code printed at the top left corner of the cheque leaf while the MICR code is printed at the bottom. The users can find the IFSC and MICR code on the first page of the passbook provided by the bank.
- RBI: The codes can also be found on the official website of the Reserve Bank of India.
- Internet / Mobile Banking: The users can also find the IFSC Code on the bank’s official website or by logging into netbanking or bank’s official mobile application.
Online Fund Transfer using The Tamil Nadu State Apex Cooperative Bank IFSC Code
IFSC Code is significant in the electronic or online transfer of funds using NEFT, RTGS or IMPS. The code is also used by the RBI to monitor all the financial transactions performed by an individual hence minimizing the chances of any discrepancy in the fund transfer process.
| Payment Service | NEFT | RTGS | IMPS |
| Process | Payment process facilitating funds online in settlements | Process in which the money is credited in real-time and on gross basis | Real-time and instant fund transfer system |
| Minimum transfer limit | Re.1 | Rs.2 lakh | Re.1 |
| Maximum transfer limit | No limit | No limit | Rs.2 lakh |
| Operational Timings | Available 24x7 throughout the year | 8 am to 6 pm Monday to Saturday (except 2nd & 4th Saturdays) | Available 24x7 throughout the year |
| Inward transactions charges | No charges | No charges | Depends on the specific bank branch |
*The above-mentioned information is as per the guidelines of The Tamil Nadu State Apex Cooperative Bank.