The Kangra Central Cooperative Bank Indian Financial System Code (IFSC) is an 11-digit code written in an alphanumeric format, and it identifies the branches during the fund transfer process. The Kangra Central Cooperative Bank IFSC code helps in making fund transfer relatively easy and safe.
How does the IFSC code of Kangra Central Cooperative Bank works?
IFSC code helps systems route payments to the right branches during NEFT and RTGS transactions. Once the payer provides all the required details then only the fund can be transferred to the account of the payee with the help of the IFSC Code in an error-free manner.
The Kangra Central Cooperative Bank IFSC Code Structure
IFSC Code contains 11 digits wherein the first 4 digits will be bank name the fifth digit will be 0 (zero) and the next 6 characters will indicate the branch code.
For instance: “KACE0000098” is the IFSC Code of Bani, Hamirpur branch of the Kangra Central Cooperative Bank
| Bank Code | Zero | Branch Code |
| KACE | 0 | 000098 |
How to search for the Kangra Central Cooperative Bank IFSC Code & MICR Code?
The following listed are some of the ways in which one can find the IFSC Code of any branch of the Kangra Central Cooperative Bank:
| ONLINE MODE | |
| Paisabazaar IFSC Code tool locator | To get the IFSC code of any bank branch, one can check the IFSC Code Locator Tool offered by Paisabazaar. Provide details like Bank name, state, and city. After this, select the branch to get the IFSC code |
| Reserve Bank of India | One can visit the RBI’s official website to look for the IFSC & MICR Code |
| Digital Banking Platforms | IFSC Code can also be searched via net banking or the mobile banking facility of the bank |
| OFFLINE MODE | |
| Cheque Book | The IFSC code of the respective branch is mentioned in the chequebook of the account holder |
| Passbook | The IFSC code of the respective branch is mentioned on the front page of the passbook |
How to make fund transfer using Kangra Central Cooperative Bank IFSC code?
There are 3 ways to transfer funds using the Kangra Central Cooperative Bank IFSC code -
NEFT
With NEFT, one can transfer money to the recipient’s account in a one-on-one transfer basis with the help of IFSC Code.
Fund transfer via NEFT
To transfer funds via NEFT, login to the net banking portal and add the recipient as beneficiary. Enter details like their name, account number, account type and IFSC code under the “Add New Payee” section. Choose NEFT as the preferred mode of transfer and enter the amount to be transferred, the fund transfer will be completed
RTGS
Business owners can use RTGS when they need to transfer more than Rs. 2 lakh and the amount is transferred in real-time.
Fund transfer via RTGS
To transfer funds via RTGS, log in to the net banking portal or mobile banking app and add the recipient as a beneficiary by entering details like their name, account number, account type, and IFSC code. Then choose RTGS as the mode of transfer and enter the amount to be transferred, and the fund transfer will be completed.
IMPS
IMPS is another real-time payment service, but the distinguishing factor is that IMPS is available 24*7.
Fund transfer via IMPS
Log in to the net banking portal and select IMPS as the preferred mode of transfer. Then fill in details like the recipient’s mobile number, the recipient’s MMID, the amount to be transferred, and the MPIN. Alternatively, account holders can also use the account number and IFSC code of the beneficiary to transfer funds using IMPS.