Icici Bank IFSC Code Search

ICICI IFSC code is created in such a manner that the initial 4 digits specify the bank, the fifth digit is zero and the remaining digits specify the bank branch.

In the example stated above-

• “ICICI” is the Bank Code
• Fifth digit is zero kept for future use
• “002114” is the Lanka, Assam branch code

Other examples are

ICICI Bank IFSC is a significant parameter for fund transfer that helps in identifying the source and the destination bank. Hence the chances of any error become negligible.

Here are the reasons that explain why we need ICICI Bank IFSC Code - 

1. Enables branch identification
2. Aids in quick fund transfer
3. Eases digitalization of bank operations

There are three major ways to transfer funds using ICICI Bank IFSC Code, these are

NEFT: National Electronic Fund Transfer

RTGS: Real Time Gross Settlement

IMPS: Immediate Payment System

NEFT

NEFT is an electronic fund transfer system used in India for quick interbank fund transfer. NEFT service is available 24*7 throughout the year and the fund transfer takes place in half-hourly batches. The key benefit of NEFT is that there is no minimum and maximum limit for fund transactions.

RTGS

RTGS is the fastest inter-bank money transfer system in India. Money is transferred on a real time basis in case of RTGS and the minimum transaction limit set by the RBI for RTGS is Rs. 2lakh. RGTS system has a fixed operational time that can vary from bank to bank.

IMPS

An IMP is a secure system whereby funds are transferred to the beneficiary’s account via a 2-step authentication process. There is no minimum limit for IMPS transactions but the maximum limit varies from bank to bank. The key benefit of IMPS is that the funds are transferred 24*7 throughout the year even on bank holidays.

One can find the ICICI Bank IFSC & MICR code on the following:

IFSC tool locator

• Paisabazaar offers a tool with the help of which one can find out the ICICI Bank IFSC & MICR Code
• Simply visit the IFSC tool locator by Paisabazaar, select the bank name as ICICI Bank then select the state and the branch for which you want the IFSC & the MICR code
• Alternatively, one can refer the Reserve Bank Of India’s website for the same.

One can opt-out for any of the below-mentioned ways to find out the ICICI Bank IFSC Code -

ICICI Bank Cheque Book

A cheque book is a book containing pre-printed pages with customer’s checking account information.

On a cheque, ICICI IFSC code is printed on the top whereas the MICR Code is printed at the bottom of the cheque

ICICI Bank Passbook

ICICI Bank account holders can also use their passbook to find out the ICICI Bank IFSC code

ICICI Bank Netbanking

With the help of ICICI Bank Netbanking, customers can perform several banking-relatedd operations. One can also find the required IFSC code using the ICICI Bank netbanking facility.

ICICI Bank Mobile Banking

One needs to login to the ICICI mobile banking application and can find out the required IFSC Code.

ICICI Bank MICR Code is part of character recognition technology that is used by the banking industry for clearing and processing the cheques. It is a 9-digit code that aids in identifying the bank, the bank branch where the account is maintained and other details required for processing the cheque payments.

Where to find ICICI Bank MICR Code?

One can use the below mentioned ways to look for the ICICI Bank MICR code -

• ICICI Bank Passbook
• ICICI Bank Cheque Book
• ICICI Bank netbanking/Mobile Banking

SWIFT Code is used when the transfer of funds between two banks happens internationally. It is an electronic message transfer system that conveys messages in a predefined format, anywhere in the world as and when the transaction occurs.

How to find ICICI Bank Swift Code?

ICICI account holders are required to contact the ICICI Bank customer care department to find the ICICI Bank Swift code.

ICICI Bank IFSC Code:

ICICI Bank IFSC code assigned by the Reserve bank of India is an 11-digit alphanumeric code that is used to recognize various branches of ICICI Bank. ICICI IFSC code is created in such a manner that the initial 4 digits specify the bank, the fifth digit is zero and the remaining digits specify the bank branch.

ICICI Bank MICR Code: 

ICICI Bank MICR code is a 9-digit code that aids in identifying the bank, the bank branch where the account is maintained and other details required to process the cheque payments.

ICICI Bank SWIFT Code:

ICICI Bank SWIFT Code is a standard format for Business Identifier Codes (BIC) used for transferring funds internationally.