City Union Bank IFSC Code Search

The IFSC code of City Union Bank’s Lajpat Nagar Branch, New Delhi is CIUB0000356

IFSC Code of City Union Bank is formed in such a way that the first four characters stand for the bank code, the fifth character is always zero and the last six digits represent the branch code.

Examples of City Union Bank IFSC codes -

CIUB0000100 is the IFSC code of Surat Branch, Gujarat

CIUB0000126 is the IFSC Code of Palakkad Branch, Kerala

City Union Bank IFSC Code is primarily used for fund transfer via NEFT, RTGS, and other payment systems. IFSC Code helps in identifying the source and the destination bank and helps the RBI to oversee all the banking transactions.

To carry out transfer funds to a City Union Bank's payee, remitter has to provide details which include the name of the payee, account number, IFSC code of City Union Bank's receiving branch, and the payment amount. After the remitter provides all these details, the online transfer will be initiated and the IFSC code will be significant in identifying the beneficiary's bank's branch.

There are several ways whereby account holders can transfer money using city union bank IFSC code -

NEFT

City Union Bank customers can easily carry out online transactions using National Electronic Funds Transfer (NEFT) for which IFSC code is mandatory. However, in the case of incorrect IFSC, the fund is not transferred to the beneficiary’s account.

RTGS

City Union Bank customers can use ‘Real-Time Gross Settlement (RTGS)’ to transfer the money in real-time. The sender is required to provide information such as the payee name, account number, beneficiary bank’s IFSC, and the amount to carry out fund transfer.

IMPS

Immediate Payment Services is an instant payment inter-bank electronic funds transfer system in the country. One needs to provide the beneficiary’s account number, account type, IFSC Code of City Union Bank or any other bank and beneficiary’s name to carry out fund transfer.

1. IFSC Code Locator Tool: Paisabazaar offers a tool called the IFSC Code Locator tool with the help of which customers can look for the required IFSC & MICR Code. Follow the below-mentioned steps to do so:
   • Visit the IFSC Code Locator Tool
   • Type City Union Bank under Bank name
   • Select the State, city and the branch to get the required IFSC & MICR Code
2. Reserve Bank of India Website: RBI contains a list of the IFSC and MICR code of various branches of City Union Bank, hence one can refer that too

IFSC code of City Union Bank can be found on the following platforms:

1. City Union Bank Passbook: One can find the IFSC Code on the passbook issued by the bank during the time of account opening.
2. City Union Bank Cheque Book: One can find the IFSC code printed on the top of a cheque leaf.
3. City Union Bank Netbanking Account: One can login into the City Union netbanking portal by using the credentials and find out the required IFSC
4. Mobile Banking Application: One can avail several services via the mobile banking facility of the bank. One needs to login into the mobile banking app of the bank and then can search for the required IFSC.

In the year 1980, RBI initiated many new systems including MICR Code for effective payments across India. Since then MICR has become a significant part of online fund transfer.

MICR code is assigned to every City Union Bank branch that assists the RBI to recognize the various City Union Bank branches and process the transaction faster.

Structure of MICR code

Let’s take an example for better understanding

600054008 is the MICR code of Karol Bagh Branch, New Delhi. In this code

600 represent the city code

054 represent the bank code

008 represent the bank branch

Where to find City Union Bank MICR Code?

Below are the platforms where one can look for the City Union Bank MICR Code -

• City Union Bank Passbook: One can find the MICR Code on the passbook issued by the bank during the time of account opening.
• City Union Bank Cheque Book: One can find the MICR code printed on the bottom of a cheque leaf.
• City Union Bank Netbanking Account/ Mobile Banking Application: One can login into the City Union netbanking portal or the mobile banking app by using the credentials and find out the required MICR

City Union Bank Swift Code is a code that uniquely identifies various financial transactions. Swift Code is used to transfer between banks especially for international wire transfers

How to find the City Union Bank Swift Code?

Customers can get in touch with the City Union Bank customer care department to find the required City Union Bank Swift Code.