Bank Of India IFSC Code Search

The IFSC Code of Bank of India Mehrauli Gurgaon Road (Gurgaon) branch is UTIB0006704.

Bank of India Code				Zero	Bank of India's Branch Code
B	K	I	D	0	0	0	6	7	0	4

• In Bank of India IFSC Code, the first 4 characters ‘BKID’ stands for the ‘Bank Name’
• The 5^th character is ‘0’ which is same for all the banks
• The last 6 characters ‘006704’ stands for the Bank of India's MGF Plaza, Gurugram branch code

In order to transfer funds to a particular payee of Bank of India, one has to provide the following details:

• Name of the Payee
• Bank Account Number
• IFSC Code of receiving Bank of India's Branch
• Amount

Once the remitter provides all these details, he/she will be able to transfer funds to the beneficiary as BOI IFSC code will help in identifying the exact branch of the beneficiary's bank account.

BOI customers can easily find the IFSC Code by any of the below-mentioned ways:

1. PaisaBazaar's IFSC Search Tool

BOI account holders can search for the BOI IFSC Code using the online IFSC Search Tool offered by Paisabazaar by following the steps mentioned below:

• Find the IFSC search tool at the top of the page.
• Bank of India is the default bank name selected.
• Enter the essential information like state and city name.
• Select the bank's branch to check its IFSC Code and other details.

Customers can also search IFSC and MICR Codes for any Bank of India branch using the following platforms –

2. Bank of India Cheque Book

• Bank of India IFSC code of a particular branch is mentioned at the top of the cheque provided by the bank
• Cheque number and MICR code is present at the bottom of the cheque.

3. Bank of India Passbook

Account holders can also check these financial system codes on their account passbook provided by the bank.

4. Bank of India Mobile Banking App or Net banking portal

Account holders can also find these codes using the mobile banking app or internet banking portal provided by the bank.

Alternatively, customers can go to Reserve Bank of India’s website to find the IFSC Code for their desired branch of BOI..

BOI customers can transfer funds via below-mentioned modes:

NEFT

National Electronic Funds Transfer (NEFT) refers to an electronic funds system by Reserve Bank of India which enables bank customers in India to transfer funds between any two NEFT-enabled bank accounts. However, In order to carry out transactions using National Electronic Funds Transfer (NEFT), BOI IFSC code or any other bank IFSC Code is mandatory for NEFT transactions. In case of incorrect IFSC, the fund is not transferred to the beneficiary’s account.

RTGS

Real-Time Gross Settlement (RTGS) is another payment system in which the money is credited in the beneficiary’s account in real-time and on a gross basis. The RTGS system is primarily meant for large value transactions that require and receive immediate clearing. In order to make a transaction using RTGS, the sender needs to provide the following details

• Name of the Payee
• Account Number
• IFSC Code of the Beneficiary’s Bank Branch
• Amount to be Paid

IMPS

Immediate Mobile Payment Services (IMPS) is a real-time instant inter-bank fund transfer system managed by National Payment Corporation of India. IMPS is available 24 x 7 throughout the year including bank holidays, unlike NEFT and RTGS. In order to send money, the sender needs to provide the following details –

• Account Number of Beneficiary
• Type of Account (Savings/Current Account)
• IFSC Code of Beneficiary’s Bank Branch
• Name of the Beneficiary

Headquartered in Mumbai, Bank of India is a commercial bank founded in 1906. It is a government owned bank which provides retail as well as commercial banking facility to the consumers with more than 4545 bank-branches controlled through 50 Zonal offices.