Bank Of Baroda IFSC Code Search

Bank Code				ZERO	Branch Code
B	A	R	B	0	B	U	P	G	B	X

As seen from the above example “BARB0CHANDN” is the BOB IFSC code where in the first 4 alphabets ‘BARB’ represent the ‘Bank Code’ followed by ‘0’ which is same for all the banks. And the last 6 letters “CHANDN” represent the unique ‘Bank Branch’ that is Chandni Chowk, Delhi.

IFSC Code	MICR Code	SWIFT Code
It is an 11-digit alphanumeric code	It is a 9-digit numeric code	Swift code consists of 8 to 11 characters
Used for online fund transfer via NEFT, RTGS and IMPS	Used in faster processing or clearing of cheques	Used to facilitate international credit transfer between two banks
The first 4 characters indicate bank code, 5th character is always zero and the last 6 characters indicate the bank code	First 4 digits indicate the city code, middle 3 characters indicate the bank code and the last represent the branch code	First 4 characters indicate the bank code, next 2 represent country code, 5th & 6th character represent location code, last 3 are optional that represent branch code

BOB customers can search for the IFSC Code for any branch by any of the below-mentioned ways -

1. Bank of Baroda account holders can make use of the online IFSC Search Tool offered by Paisabazaar by following the steps mentioned below:
   • Find the IFSC search tool at the top of this page
   • The default selected bank is Bank of Baroda (BOB), it can be changed to another bank name if required
   • Select the essential information like state and city
   • Now, select the bank branch to check its IFSC code

   Alternatively, IFSC code for any BOB branch can be found on the following platforms also:

2. Bank account holders can find these details on their bank cheque as shown in the picture below:
   • IFSC code is mentioned at the top of the cheque whereas Cheque number and MICR code is present at the bottom of the cheque
3. Bank account holders can also check the IFSC code on their account passbook issued by the bank
4. The Reserve Bank of India’s website also provides BOB IFSC Code
5. Bank customers can also know there code in the bank’s mobile application or through internet banking after login using the credentials

BOB customers can use IFSC code to send money to another person who holds an account in any branch of the same or different bank via a number of ways:

NEFT

National Electronic Funds Transfer (NEFT) is a fund transfer mode that works on a deferred settlement basis which means the transactions are carried out in batches.

Fund transactions can be carried out via NEFT for which the sender has to provide the following details –

• Beneficiary’s Name
• IFSC code of the Beneficiary Bank Branch
• Account Type
• Account Number

RTGS

Fund transfers through the Real Time Gross Settlement (RTGS) system occurs on a real-time basis. Customers can make a transaction using RTGS where the sender needs to provide the following details –

• Name of the Payee
• Account number
• IFSC Code of the Beneficiary’s Bank Branch
• Amount to be paid

IMPS

Immediate Payment Services (IMPS) is a real-time instant inter-bank fund transfer system. This service is available 24x7, throughout the year. In order to send money, the sender needs to provide the following details -

• Beneficiary’s Account Number
• Account Type
• Bank of Baroda IFSC Code or other banks IFSC Code (Beneficiary’s Bank Branch)
• Beneficiary’s Name

The 11 character IFSC code is a combination of 3 essential components:

• The first 4 characters represent the bank code
• The 5th character is a ‘0’
• The remaining 6 characters signify a specific branch code

Hence from the last 6 characters, one can locate BOB Branch.

For eg: BARB0BORIVL is the IFSC Code of Borivali West branch of BOB wherein “BORIVL” represents the branch

Examples of IFSC Code of Bank of Baroda Branches

STATE	CITY	BRANCH	IFSC CODE
Maharashtra	Mumbai	Bank of Baroda Borivali West	BARB0BORIVL
Maharashtra	Mumbai	Bank of Baroda Goregaon West	BARB0GOREGA
Maharashtra	Thane	Bank of Baroda Mira Road	BARB0MIRARO
Maharashtra	Mumbai	Bank of Baroda Kandivali West	BARB0KANDIV
Maharashtra	Mumbai	Bank of Baroda Kandivali East	BARB0AKURLI
Maharashtra	Mumbai	Bank of Baroda Goregaon East	BARB0GOREAS
Andhra Pradesh	Gudivada	Bank of Baroda Gudivada, Dist Krishna	BARB0GUDIVA
Rajasthan	Barmer	BOB Barmer	BARB0BARMER

Online Modes

Paisabazaar IFSC Code Tool Locator

To get the Bank Of Baroda MICR code of any bank branch, one can check the IFSC Code Locator Tool offered by Paisabazaar. Provide details like Bank name, state, and city. After this, select the branch to get the MICR as well as the IFSC code

Reserve Bank of India Website

One can visit the RBI website to look for the MICR Code

Digital Banking Platforms

MICR Code can also be searched via net banking or the mobile banking facility offered by the bank

Offline Mode

Cheque Book

The MICR code of the respective branch is mentioned in the cheque book of the account holder

Passbook

The MICR code of the respective branch is mentioned on the front page of the passbook