Andhra Bank IFSC Code Search

Andhra Bank IFSC Code is an 11 character alphanumeric code. The first 4 characters represent the name of the bank; the fifth character is ‘0’ while the last 6 characters denote a particular bank branch.

The IFSC Code of Andhra Bank's Vasant Kunj, New Delhi branch is ANDB0002805.

• In the above example, the first 4 characters (ANDB) stand for the ‘Andhra Bank Name’.
• The fifth character is ‘0’ which is the same for all banks.
• The last 6 characters (002805) stands for the Andhra Bank's branch code.

The bank customers, when need to transfer funds to a particular payee of Andhra Bank, are required to provide details such as the name of the payee, account number, IFSC code of the receiving Andhra Bank branch, and the amount.

The IFSC code here is responsible for identifying the correct branch of the Andhra bank so the amount is credited to the correct beneficiary's bank account.

Andhra Bank customers can search for the IFSC Code of any branch by any of the below mentioned ways -

1. The IFSC Search Tool offered by Paisabazaar can be used for this purpose by following the steps mentioned here:

• The tool is available at the top of this page.
• The default name of the bank is Andhra Bank, it can be changed to any other bank if required.
• Select the essential information like state and city.
• Select the Andhra bank's branch to check its IFSC Code and MICR code.

Alternatively, IFSC and MICR codes for any Andhra Bank branch can be found on the following platforms as well:

2. The bank customers can check Andhra bank's cheque to find these codes. The image below will help understand better:

• Andhra Bank IFSC code is mentioned at the top of the cheque
• Cheque number and MICR code is present at the bottom of the cheque

3. The account holders can also check their account passbook provided by the Andhra bank.

4. The Reserve Bank of India’s website is another platform.

5. Customers can also use Andhra Bank mobile banking application and netbanking portal to find these financial codes.

Using IFSC code, one can send money to another person who holds an account in any branch of the same or different bank by number of ways:

NEFT

National Electronic Funds Transfer (NEFT) is a fund transfer mode that works on deferred settlement basis, which means the transactions are carried out in batches.

In order to carry out fund transactions through NEFT, the sender has to provide the following details –

• Beneficiary’s name
• IFSC code of the beneficiary bank branch
• Account type
• Account number

RTGS

Fund transfers through the Real Time Gross Settlement (RTGS) system occurs in real-time basis. In order to make transaction using RTGS the sender needs to provide the following details –

• Name of the payee
• Account number
• IFSC code of the beneficiary’s bank branch
• Amount to be paid

IMPS

Immediate Payment Services (IMPS) is a real time instant inter-bank funds transfer system. This service is available 24x7, throughout the year. In order to send money the sender needs to provide the following details –

• Beneficiary’s account no
• Account type
• IFSC Code of beneficiary’s bank branch
• Beneficiary’s name

Andhra Bank is a public sector bank founded by an eminent freedom fighter Dr. Bhogaraju Pattabhi Sitaramayya in year 1923. It has a network of over 2735 branches and currently the bank is operating all over India.