The HSBC Advance Platinum Credit Card offered by HSBC Bank is an exclusive gift to customers who manage an active Advance account with the bank. It should be noted that, customers having a good financial connection the HSBC, for example a salary account, quarterly balance of Rs.3 lakh or mortgage, would easily qualify to access an Advance account.
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HSBC Advance Platinum Credit Card Features and Benefits
Reward Points – Cardholders receive 2 reward points for spending INR 150 with their HSBC Advance VISA Platinum Credit Card along with 5x Reward Points on spending Rs.4 lakh for a minimum of Rs.1 crore in the first year.
Lost Card Liability – Suppose your credit card gets lost, in this case you need to immediately report the issue with the bank. Once this is done, you won’t be liable for any type of fraudulent charges. HSBC Bank also offers Rs.3 lakh as insurance cover from ICICI Lombard General Insurance Company Limited.
Fuel Surcharge Waiver – For purchasing fuel for an amount falling between INR 400 to Rs.4,000, the fuel surcharge would be easily waived. This scheme is active for all petrol pumps across India. For transactions processed below Rs.400, a nominal fee of Rs.10 is imposed. Moreover, for transactions over Rs.4000, customers will earn 2.5% surcharge.
Quick EMI – Cardholders can convert their retail spending into quick EMIs. This option is offered to Advance Credit Card members, which is quite helpful in settling down huge payments. You can return the amount conveniently in the form of small installments. The Instant EMI scheme is only available for a certain range of purchases from merchant outlets. Moreover, you are required to spend a minimum of INR 2,000 for transforming the purchase into a monthly installment.
Globaly Accepted – The Advance Visa Platinum credit card is accepted across more than 18 million outlets all around the world. This makes this credit card a suitable option for customers who frequently travel abroad.
Add-on cards – Cardholders can avail supplementary or add-on credit cards for their family members without any trouble. You can issue a supplementary card for your parents, spouse, siblings and children aged above 18 years.
Cash Advance – Using your HSBC Advance VISA Platinum Credit Card, you hold the power to access more than 700,000 ATMs all over the world to gather quick cash.
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HSBC Advance Visa Platinum Credit Card Fee and Charges
The table below mentions the fee and charges of charges associated with HSBC Advance Visa credit card:
|Cash Advance Fee||2.5% of cash amount with subject to a minimum of Rs.300|
|Late Payment Charges||50% of minimum payment due subject to Rs.400 or Rs.750 per month|
Eligibility and Documents Required to apply for HSBC Advance Visa Platinum
To apply for HSBC Advance Visa Platinum credit card, you must fulfil the following criteria:
- Applicant’s age should be 21-65 years
- The cardholder should have a stable income
- The applicant should be a citizen of India/NRI
Documents Required to apply for this credit card:
|Proof of Identity||PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI|
|Proof of Address||Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement|
|Proof of Income||Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement|
How to apply for HSBC Advance Platinum Visa Credit Card?
In order to apply for this credit card, you can apply it online on the bank’s website or contact the bank executives by calling them. You can also SMS the bank NEW CARD to 575750. The bank executives will call you at the earliest to confirm the eligibility for the credit card.
HSBC Advance Visa Platinum Credit Card FAQs
How can I check the status after applying for a credit card?
The bank makes sure to update the applicants with timely text messages and Email. You can also check the status by visiting the bank’s website or by phonebanking facility.
How much time does it take for an HSBC credit card to be delivered?
Once the entire documentation is done, the credit card application is processed in two weeks. After your application is approved from the bank’s end, the credit card will be delivered in 5-7 working days at your mentioned address.
What is the Annual Fee on this card?
This credit card comes with Zero Annual Fee and Zero Joining Fee. So you can enjoy multiple benefits with this credit card without having to worry about the fee and charges.
What is the interest free period on this credit card?
Interest Free period on this credit card is for 52 days. Though the interest free period is not valid if you have previous month’s outstanding bill or payment that need to be done.