If you are a salaried professional, you would be well aware of Employee Provident Fund (EPF), A small percentage of your salary is deducted from your remuneration plus your employer’s contribution of a similar amount is deposited in your Employee Provident Fund (EPF) account every month. Over time, EPF balance for a professional grows into a corpus that can be extremely handy for retirement savings or during emergencies. Hence, it is important that we are aware and keep track of the balance we have in our EPF account.
Checking your EPF balance used to be a cumbersome task, but the technology initiatives taken by the Employees Provident Fund Organization (EPFO) have made the entire process easy and convenient. Here is how you can find out your EPF balance instantly through mobile:
How to Check EPF Balance Via Missed Call Service
By far the easiest and most preferred way to check your EPF balance. You just have to give a missed call on this designated number – 01122901406 – from your registered mobile number. After that, you will instantly receive an SMS with the detailed information of your latest PF account balance in the following format:
Dear Member, Your UAN : 100XXXXXX143,NAME :XXXXX KUMAR,DOB : XX-FEB-19XX, AADHAR :59XXXXXXXX20, PAN : Not Available, Bank Details : Available, TOTAL CONTRIBUTION : 13740, LAST CONTRIBUTION : (2017-05)722.
How to Check EPF Balance Via Mobile Application
The mobile app not only updates you about your EPF account balance but also activates your Universal Account Number (UAN). It is also helpful for employers and pensioners as the former can check the contribution status and latter can view their pension status.
However, you can only check your EPF balance when you have activated your UAN which can be done from the app itself.
The mobile app can be easily downloaded from the EPFO’s official website and Google Play Store:
EPFO – http://184.108.40.206:9091/AppDownload/
Google Play Store – https://play.google.com/store/apps/details?id=com.phonegap.helloepfo&hl=en
UAN Activation Through SMS
The Universal account number is a 12-digit number provided by employers to their employees. Earlier, customers had to visit the website https://unifiedportal-mem.epfindia.gov.in/memberinterface/ if they needed to activate the UAN. Thanks to digitisation, nowadays customers just have to send an SMS to activate their UAN.
For activating your UAN, type “EPFOHO UAN <LAN>” and send it to 7738299899 from your registered mobile number.
Things To Consider:
Here “LAN” stands for language in which you want to receive an SMS.
Available languages are English, Punjabi, Hindi, Telugu, Gujarati, Marathi, Kannada, Tamil and Bengali.
How to Check EPF Balance Online Through UAN
The UAN-based portal was launched by EPFO in 2014 to facilitate services through a single platform. Through this portal, you can download your UAN card and update your KYC details. However, this interface requires your UAN, which you can use to log into the website and check your PF details. When you log in to the portal, you will find your PF account passbook which will have all the details of your PF contribution and pension amount.