As mentioned earlier, debit cards are linked to their respective bank accounts. Thus when you use the debit card to withdraw money, swipe it to make a payment or make a purchase online, the amount payable is immediately deducted from your bank account. Consequently, each transaction would appear as a separate charge on your bank account statement. The amount you can spend is thus dependant on the total balance of the account that the debit card is linked to.
In case of a credit card, the user is assigned a pre-determined limit, which is the maximum amount that can be obtained as a short-term loan by the user. When a transaction is completed using the credit card, at least a portion of the limit is utilised to pay for the product or service and this proportionately decreases your credit limit. There is no limit to the number of transactions you can carry out using your card as long as you do not exceed the available limit additionally you do not have to make separate payments to cover your credit card expenses. You will get a consolidated credit card statement at the end of each billing cycle, which if paid off in full will restore the limit assigned to your credit card.