Most of the credit cards users in India belong to the salaried segment. They use credit cards to support their cash flow in order to manage the monthly budget smartly. At the same time, they want to get value back from these cards in the form of cashback, rewards, offers and discounts. Almost all banks and financial institutions in India provide credit cards to both salaried and self-employed individuals. Since the list of credit cards for salaried persons is very exhaustive, here we will shortlist the top 5 credit cards according to the benefits they offer across different categories.
Top 5 Credit Cards for Salaried Individuals in India for 2020
|Credit Card||Annual Fee||Minimum Income Required|
|HDFC Regalia Credit Card||Rs. 2,500||Rs. 90,000 per month|
|American Express® Platinum Travel Credit Card||Rs. 5,000||Rs. 50,001 per month|
|SBI SimplyCLICK Credit Card||Rs. 499||Rs. 20,000 per month|
|HSBC Cashback Credit Card||Rs. 750||Rs. 4 Lakh per annum|
|IndianOil Citi Platinum Credit Card||Rs. 1,000||Rs. 25,000 per month|